Property Taxes in Alba, Pennsylvania
Median Alba, Pennsylvania effective property tax rate: 2.89%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Alba, Pennsylvania home value: $44,350
Median annual Alba, Pennsylvania tax bill: $1,282, lower than the national median property tax bill of $2,400.
How are property taxes in Bradford calculated?
Property taxes in Alba, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Alba's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Alba, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Alba Property Tax Calculator Work?
Use this Alba property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Alba's median effective tax rate of 2.89% — based on actual property records in Bradford County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Alba's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Alba: rates range from 2.89% in 16910 to 2.89% in 16910, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Alba.
About Alba Property Taxes
About Property Taxes in Alba, Bradford, Pennsylvania
Alba’s median effective property tax rate of 2.89% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Bradford County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Alba. Homeowners in the 16910 ZIP code carry a median effective rate of 2.89%, while those in the same ZIP code pay 2.89%. This spread reflects how school district boundaries and local assessment districts are drawn across Bradford County. Understanding which part of Alba you live in can make a meaningful difference to your annual tax bill.
Alba homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Alba, Bradford County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Alba's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alba Tax Rate
2.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bradford County Tax Rate
3.29%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Alba, Bradford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16910 | 2.89% | 2.89% | 2.89% | 2.89% | 2.89% |
Source: Ownwell
Property Tax Assessment Values Across Alba, Bradford County, Pennsylvania
When examining property taxes in Alba, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bradford County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year in Bradford County and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Alba is $44,350, with tax bills ranging significantly across the county. ZIP code 16910 has the highest median home price at $44,350 and the highest median tax bill at $1,282.
Property Tax Assessment Values Across Alba, Bradford County, Pennsylvania
Source: Ownwell
$32,495
$63,148
$93,800
Median Alba Market Value
$44,350
Median Bradford County Market Value
$61,871
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Alba, Bradford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16910 | $28,826 | $36,702 | $44,350 | $51,202 | $60,262 |
Source: Ownwell
Property Tax Bills Across Alba, Bradford County, Pennsylvania
Property tax bills in Alba are based on the assessed value of a home and the local tax rate set for Bradford County and other taxing authorities. The assessed value is compared with the market value of the property, and the resulting tax bill reflects how much the home is worth for tax purposes.
For a typical homeowner, the median home price is $44,350, and the median property tax bill is $1,282. That is below the national median property tax bill of $2,400, but the amount can still vary widely from one home to another. Bills in the area range from $1,061 at the 25th percentile to $1,743 at the 90th percentile, showing how property characteristics and local assessments can affect what homeowners pay.
Because property taxes are tied to assessed value, a higher assessment can lead to a higher bill. For homeowners, that means taxes are an ongoing housing cost that can change over time as property values and local rates change.
Median Alba Tax Bill
$1,282
Median Bradford County Tax Bill
$2,006
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Alba, Bradford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16910 | $834 | $1,061 | $1,282 | $1,481 | $1,743 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Bradford Tax Assessor | |
| Website | gis.vgsi.com |