Property Taxes in Elmora, Pennsylvania
Median Elmora, Pennsylvania effective property tax rate: 4.40%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Elmora, Pennsylvania home value: $4,795
Median annual Elmora, Pennsylvania tax bill: $211, lower than the national median property tax bill of $2,400.
How are property taxes in Cambria calculated?
Property taxes in Elmora, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elmora's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elmora, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Elmora Property Tax Calculator Work?
Use this Elmora property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elmora's median effective tax rate of 4.40% — based on actual property records in Cambria County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elmora's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elmora: rates range from 4.40% in 15737 to 4.40% in 15737, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elmora.
About Elmora Property Taxes
About Property Taxes in Elmora, Cambria, Pennsylvania
Elmora's median effective property tax rate of 4.40% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Cambria County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Elmora. Homeowners in the 15737 ZIP code carry a median effective rate of 4.40%, while those in 15737 pay 4.40%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cambria County. Understanding which part of Elmora you live in can make a meaningful difference to your annual tax bill.
Elmora homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elmora, Cambria County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elmora's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elmora Tax Rate
4.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cambria County Tax Rate
4.85%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Elmora, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15737 | 4.15% | 4.40% | 4.40% | 4.45% | 4.45% |
Source: Ownwell
Property Tax Assessment Values Across Elmora, Cambria County, Pennsylvania
When examining property taxes in Elmora, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cambria County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Elmora is $4,795, with tax bills ranging from $144 at the 25th percentile to $489 at the 90th percentile. The median tax bill is $211, well below the national median property tax bill of $2,400.
Property Tax Assessment Values Across Elmora, Cambria County, Pennsylvania
Source: Ownwell
$4,420
$11,855
$19,290
Median Elmora Market Value
$4,795
Median Cambria County Market Value
$12,080
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Elmora, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15737 | $2,190 | $3,260 | $4,795 | $6,620 | $11,040 |
Source: Ownwell
Property Tax Bills Across Elmora, Cambria County, Pennsylvania
Elmora property tax bills are calculated from the assessed value of a home and the local tax rate set by taxing authorities in Cambria County. The assessed value is the starting point, and the final bill reflects how that value is multiplied by the applicable rate to fund local services such as schools, roads, and public safety. When a home’s assessed value rises, the tax bill can increase even if the homeowner has not made any changes to the property.
For homeowners in Elmora, the typical tax burden is modest compared with the national median property tax bill of $2,400. The median home price is $4,795, and tax bills are relatively low, with the 25th percentile at $144, the 75th percentile at $293, and the 90th percentile at $489. The highest and lowest median tax bill is $211 in ZIP code 15737. These figures show how property taxes can vary by location and assessment, making it important for homeowners to understand how their bill is determined.
Median Elmora Tax Bill
$211
Median Cambria County Tax Bill
$640
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Elmora, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15737 | $94 | $144 | $211 | $293 | $489 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Cambria Tax Assessor | |
| Website | cambriapa.maps.arcgis.com |