Elmora, Cambria County, Pennsylvania Property Taxes
Median Elmora, PA effective property tax rate: 10.85%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median Elmora, PA home value: $4,760
Median annual Elmora, PA tax bill: $516, $1,884 lower than the national median property tax bill of $2,400.
How are property taxes in Cambria calculated?
Property taxes in Elmora, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elmora’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elmora, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Elmora, Cambria County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
10.85%
Estimate Property Tax Bill
$516
$479
Property Tax Rates Across Elmora, Cambria County, Pennsylvania
Local government entities in Elmora, Pennsylvania, establish property tax rates that can significantly differ within the state. This variation arises because each county, such as Cambria, annually estimates its budgetary needs for public services and divides this by the total assessed value of all taxable properties within its boundaries. This calculation determines the property tax rate. Although votes and legislation play roles in setting these rates and budgets, this is the core process that occurs annually.
Comparing Elmora's effective property tax rate to other cities within Pennsylvania provides insight into regional tax burdens. The median property tax rate in Elmora aligns with the highest and lowest rates found in the state, highlighting a uniformity within this region. When contrasted with the national median property tax rate of 1.02%, Elmora's rate stands out, indicating a unique position in the broader landscape of property taxation. Understanding these differences can aid property owners in making informed decisions about tax appeals and exemptions, potentially leading to significant savings.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elmora Tax Rate
10.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cambria County Tax Rate
10.13%
Median Effective Pennsylvania Tax Rate
2.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elmora, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15737 | 10.85% | 10.85% | 10.85% | 10.85% | 10.85% |
Source: Ownwell
Property Tax Assessment Values Across Elmora, Cambria County, Pennsylvania
When examining property taxes in Elmora, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cambria County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cambria County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elmora. For example, the median home price in Elmora is $4,760, with tax bills ranging significantly across the county. Zip code 15737 has the highest median home price at $4,760.
Property Tax Assessment Values Across Elmora, Cambria County, Pennsylvania
Source: Ownwell
$4,060
$11,715
$19,370
Median Elmora Market Value
$4,760
Median Cambria County Market Value
$12,040
Median Pennsylvania Market Value
$114,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elmora, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15737 | $2,203 | $3,275 | $4,760 | $7,090 | $11,320 |
Source: Ownwell
Property Tax Bills Across Elmora, Cambria County, Pennsylvania
Median Elmora Tax Bill
$516
Median Cambria County Tax Bill
$1,315
Median Pennsylvania Tax Bill
$3,063
Median United States Tax Bill
$2,400
Property Tax Bills Across Elmora, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15737 | $239 | $355 | $516 | $769 | $1,228 |
Source: Ownwell