Property Taxes in Northern Cambria, Pennsylvania
Median Northern Cambria, Pennsylvania effective property tax rate: 6.00%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Northern Cambria, Pennsylvania home value: $9,340
Median annual Northern Cambria, Pennsylvania tax bill: $554, $1,846 lower than the national median property tax bill of $2,400.
How are property taxes in Cambria calculated?
Property taxes in Northern Cambria, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Northern Cambria's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Northern Cambria, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Northern Cambria Property Tax Calculator Work?
Use this Northern Cambria property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Northern Cambria's median effective tax rate of 6.00% — based on actual property records in Cambria County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Northern Cambria's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Northern Cambria: rates range from 6.00% in 15714 to 6.00% in 15714, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Northern Cambria.
About Northern Cambria Property Taxes
About Property Taxes in Northern Cambria, Cambria, Pennsylvania
Northern Cambria's median effective property tax rate of 6.00% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Cambria County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Northern Cambria. Homeowners in the 15714 ZIP code carry a median effective rate of 6.00%, while those in 15714 pay 6.00%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cambria County. Understanding which part of Northern Cambria you live in can make a meaningful difference to your annual tax bill.
Northern Cambria homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Northern Cambria, Cambria County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Northern Cambria's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Property Tax Rates Across Northern Cambria, Cambria County, Pennsylvania
Source: Ownwell
3.45%
5.87%
8.30%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Northern Cambria Tax Rate
6.00%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cambria County Tax Rate
4.85%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Northern Cambria, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | 4.45% | 6.00% | 6.00% | 6.00% | 6.00% |
Source: Ownwell
Property Tax Assessment Values Across Northern Cambria, Cambria County, Pennsylvania
When examining property taxes in Northern Cambria, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cambria County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cambria County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Northern Cambria.
For example, the median home price in Northern Cambria is $9,340, with tax bills ranging significantly across the county. 15714 has the highest median home price at $9,340.
Property Tax Assessment Values Across Northern Cambria, Cambria County, Pennsylvania
Source: Ownwell
$4,420
$11,855
$19,290
Median Northern Cambria Market Value
$9,340
Median Cambria County Market Value
$12,080
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Northern Cambria, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | $3,600 | $6,000 | $9,340 | $15,102 | $23,734 |
Source: Ownwell
Property Tax Bills Across Northern Cambria, Cambria County, Pennsylvania
Northern Cambria property tax bills are based on the assessed value of a home and the local tax rates set by the county and other taxing authorities. When a property’s assessed value changes, the tax bill can change too, even if the market value stays the same. Homeowners in Northern Cambria should also expect differences based on location within the county, since local rates and district levies can affect the final amount.
The median home price in Northern Cambria is $9,340, which helps explain why many property tax bills are relatively modest compared with the national median property tax bill of $2,400. The median tax bill is $554, and bills range from $340 at the 25th percentile to $1,515 at the 90th percentile. That spread shows how much assessed value and local tax rates can influence what homeowners pay each year.
Median Northern Cambria Tax Bill
$554
Median Cambria County Tax Bill
$640
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Northern Cambria, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | $192 | $340 | $554 | $913 | $1,515 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Cambria Tax Assessor | |
| Website | cambriapa.maps.arcgis.com |