Property Taxes in Penfield, Pennsylvania
Median Penfield, Pennsylvania effective property tax rate: 1.67%, significantly higher than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Penfield, Pennsylvania home value: $34,800
Median annual Penfield, Pennsylvania tax bill: $587, $1,813 lower than the national median property tax bill of $2,400.
How are property taxes in Clearfield calculated?
Property taxes in Penfield, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Penfield's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Penfield, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Penfield Property Tax Calculator Work?
Use this Penfield property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Penfield's median effective tax rate of 1.67% — based on actual property records in Clearfield County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Penfield's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Penfield: rates range from $587 in 15849 to $587 in 15849, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Penfield.
About Penfield Property Taxes
About Property Taxes in Penfield, Clearfield, Pennsylvania
Penfield's median effective property tax rate of 1.67% is lower than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Clearfield County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Penfield. Homeowners in the 15849 ZIP code carry a median effective rate of 1.67%, while those in the same ZIP code pay 1.67%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Clearfield County. Understanding which part of Penfield you live in can make a meaningful difference to your annual tax bill.
Penfield homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Penfield, Clearfield County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Penfield's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Penfield Tax Rate
1.67%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clearfield County Tax Rate
1.82%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Penfield, Clearfield County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15849 | 1.67% | 1.67% | 1.67% | 1.67% | 1.70% |
Source: Ownwell
Property Tax Assessment Values Across Penfield, Clearfield County, Pennsylvania
When examining property taxes in Penfield, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clearfield County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clearfield County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of spring.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Penfield.
For example, the median home price in Penfield is $34,800, with tax bills ranging significantly across the county. 15849 has the highest median home price at $34,800.
Property Tax Assessment Values Across Penfield, Clearfield County, Pennsylvania
Source: Ownwell
$34,000
$71,100
$108,200
Median Penfield Market Value
$34,800
Median Clearfield County Market Value
$68,800
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Penfield, Clearfield County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15849 | $7,600 | $14,200 | $34,800 | $72,600 | $110,880 |
Source: Ownwell
Property Tax Bills Across Penfield, Clearfield County, Pennsylvania
Property tax bills in Penfield are based on the assessed value of a home, not its market price. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, so changes in assessment can directly affect what homeowners owe.
For Penfield homeowners, the median home price is $34,800, and the property tax bill can vary widely depending on the assessment and local tax rates. The 25th percentile tax bill is $237, while the 75th percentile is $1,210 and the 90th percentile is $1,858. The median tax bill in the area is $587, which is well below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Because the bill is tied to assessed value, homeowners with higher assessments generally pay more, while those with lower assessments pay less. This makes property tax bills an important part of homeownership costs in Penfield.
Median Penfield Tax Bill
$587
Median Clearfield County Tax Bill
$1,269
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Penfield, Clearfield County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15849 | $127 | $237 | $587 | $1,210 | $1,858 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Clearfield Tax Assessor | |
| Website | clearfieldco.org |