Carlisle, Cumberland County, Pennsylvania Property Taxes
Median Carlisle, PA effective property tax rate: 1.93%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%. Median Carlisle, PA home value: $170,200. Median annual Carlisle, PA tax bill: $3,122, $722 higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland County calculated?
Property taxes in Carlisle, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Carlisle’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Carlisle, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Carlisle, Cumberland County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.93%
Estimate Property Tax Bill
$3,285
$3,048
Property Tax Rates Across Carlisle, Cumberland County, Pennsylvania
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Carlisle, located in Cumberland County, the property tax landscape reflects this variability. With a median tax rate of 1.93%, it surpasses the national median property tax rate of 1.02%. Within the county, the highest median tax rate is 1.94%, while the lowest is 1.58%. Such differences illustrate the diversity of tax rates even within the same region.
Comparing Carlisle’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in the state and the U.S. provides valuable insight into the local tax environment. Understanding these differences is crucial for property owners looking to manage their tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carlisle Tax Rate
1.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.84%
Median Effective Pennsylvania Tax Rate
2.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Carlisle, Cumberland County, Pennsylvania
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
17013 | 1.58% | 1.94% | 1.94% | 2.18% | 2.18% |
17015 | 1.51% | 1.51% | 1.58% | 1.88% | 1.93% |
Source: Ownwell
Property Tax Assessment Values Across Carlisle, Cumberland County, Pennsylvania
When examining property taxes in Carlisle, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County assessment office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Carlisle.
For example, the median home price in Carlisle is $170,200, with tax bills ranging significantly across the county. Zip code 17015 has the highest median home price at $193,200.
Property Tax Assessment Values Across Carlisle, Cumberland County, Pennsylvania
Source: Ownwell

$114,900
$182,425
$249,950
Median Carlisle Market Value
$170,200
Median Cumberland County Market Value
$182,700
Median Pennsylvania Market Value
$114,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Carlisle, Cumberland County, Pennsylvania
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
17013 | $81,700 | $119,600 | $154,900 | $210,850 | $291,400 |
17015 | $29,670 | $131,800 | $193,200 | $269,925 | $354,430 |
Source: Ownwell
Property Tax Bills Across Carlisle, Cumberland County, Pennsylvania
In Carlisle, located in Cumberland County, PA, property tax bills are determined by assessing the property's value and applying the local tax rate. With a median home price of $170,200, many homeowners see tax bills that vary widely. For instance, at the 25th percentile, homeowners pay around $2,294, while those in the 75th percentile face bills closer to $4,338. The 90th percentile can reach up to $5,912. The highest median tax bill in the area is $3,185, found in the 17015 zip code, while the lowest is $3,081 in the 17013 zip code. These figures are notably above the national median property tax bill of $2,400, reflecting the local tax burden.
This tax burden can significantly impact homeowners, making it essential to explore potential savings. Our services are designed to help homeowners reduce their property tax bills by identifying discrepancies in assessments and applying for applicable exemptions. By leveraging our expertise, homeowners in Carlisle can potentially save thousands each year, easing their financial load.
Property Tax Bills Across Carlisle, Cumberland County, Pennsylvania
Source: Ownwell

$1,984
$2,921
$3,858
Median Carlisle Tax Bill
$3,122
Median Cumberland County Tax Bill
$3,176
Median Pennsylvania Tax Bill
$3,063
Median United States Tax Bill
$2,400
Property Tax Bills Across Carlisle, Cumberland County, Pennsylvania
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
17013 | $1,586 | $2,339 | $3,081 | $4,224 | $5,808 |
17015 | $437 | $2,189 | $3,185 | $4,444 | $6,129 |
Source: Ownwell