Property Taxes in Carlisle, Pennsylvania
Median Carlisle, Pennsylvania effective property tax rate: 2.07%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Carlisle, Pennsylvania home value: $172,100
Median annual Carlisle, Pennsylvania tax bill: $3,457, $1,057 higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Carlisle, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Carlisle's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Carlisle, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Carlisle Property Tax Calculator Work?
Use this Carlisle property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Carlisle's median effective tax rate of 2.07% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Carlisle's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Carlisle: rates range from $3,398.00 in 17013 to $3,537.00 in 17015, primarily due to differences in school district levies and local assessment districts. Carlisle's median property tax bill of $3,457 is higher than Pennsylvania's median bill by $1,057 and above the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Carlisle.
About Carlisle Property Taxes
About Property Taxes in Carlisle, Cumberland, Pennsylvania
Carlisle’s median effective property tax rate of 2.07% is lower than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Carlisle. Homeowners in the 17013 ZIP code carry a median effective rate of 2.10%, while those in 17015 pay 1.75%. This spread — 0.35 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Carlisle you live in can make a meaningful difference to your annual tax bill.
Carlisle homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Carlisle, Cumberland County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Carlisle's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carlisle Tax Rate
2.07%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
2.06%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Carlisle, Cumberland County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17013 | 1.75% | 2.10% | 2.10% | 2.35% | 2.35% |
| 17015 | 1.70% | 1.70% | 1.75% | 1.95% | 2.07% |
Source: Ownwell
Property Tax Assessment Values Across Carlisle, Cumberland County, Pennsylvania
When examining property taxes in Carlisle, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Carlisle.
For example, the median home price in Carlisle is $172,100, with tax bills ranging significantly across the county. 17015 has the highest median home price at $196,100.
Property Tax Assessment Values Across Carlisle, Cumberland County, Pennsylvania
Source: Ownwell
$115,100
$183,775
$252,450
Median Carlisle Market Value
$172,100
Median Cumberland County Market Value
$184,500
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Carlisle, Cumberland County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17013 | $82,010 | $120,300 | $155,700 | $213,100 | $296,400 |
| 17015 | $35,080 | $135,000 | $196,100 | $276,600 | $364,700 |
Source: Ownwell
Property Tax Bills Across Carlisle, Cumberland County, Pennsylvania
Property tax bills in Carlisle are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase, even if the homeowner has not made any changes to the home. For a home with a median market value of $172,100, the bill reflects how local governments fund schools, county services, and other public needs.
What a homeowner pays can vary widely across the city. The 25th percentile tax bill is $2,557, while the 75th percentile is $4,830 and the 90th percentile reaches $6,544. Even nearby ZIP codes can differ, with the highest median tax bill at $3,537 in 17015 and the lowest median tax bill at $3,398 in 17013.
For homeowners, this means property taxes are a major ongoing housing cost and can affect monthly budgets, escrow payments, and long-term affordability.
Property Tax Bills Across Carlisle, Cumberland County, Pennsylvania
Source: Ownwell
$2,422
$3,357
$4,291
Median Carlisle Tax Bill
$3,457
Median Cumberland County Tax Bill
$3,586
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Carlisle, Cumberland County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17013 | $1,842 | $2,600 | $3,398 | $4,674 | $6,393 |
| 17015 | $614 | $2,488 | $3,537 | $4,976 | $6,757 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | gis.ccpa.net |