Property Taxes in James City, Pennsylvania
Median James City, Pennsylvania effective property tax rate: 3.28%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median James City, Pennsylvania home value: $29,400
Median annual James City, Pennsylvania tax bill: $964, lower than the national median property tax bill of $2,400.
How are property taxes in Elk calculated?
Property taxes in James City, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding James City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in James City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the James City Property Tax Calculator Work?
Use this James City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies James City's median effective tax rate of 3.28% — based on actual property records in Elk County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies James City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within James City: rates range from 3.28% in 16734 to 3.28% in 16734, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across James City.
About James City Property Taxes
About Property Taxes in James City, Elk, Pennsylvania
James City's median effective property tax rate of 3.28% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Elk County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across James City. Homeowners in the 16734 ZIP code carry a median effective rate of 3.28%, while those in the same ZIP pay 3.28%. This spread reflects how school district boundaries and local assessment districts are drawn across Elk County. Understanding which part of James City you live in can make a meaningful difference to your annual tax bill.
James City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across James City, Elk County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare James City’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective James City Tax Rate
3.28%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elk County Tax Rate
3.31%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across James City, Elk County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16734 | 3.28% | 3.28% | 3.28% | 3.28% | 3.28% |
Source: Ownwell
Property Tax Assessment Values Across James City, Elk County, Pennsylvania
When examining property taxes in James City, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Elk County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Elk County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives a notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in James City is $29,400, with a median tax bill of $964. That is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. The highest median home price is in 16734, at $29,400.
Property Tax Assessment Values Across James City, Elk County, Pennsylvania
Source: Ownwell
$12,200
$31,850
$51,500
Median James City Market Value
$29,400
Median Elk County Market Value
$39,600
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across James City, Elk County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16734 | $1,800 | $7,075 | $29,400 | $37,650 | $50,880 |
Source: Ownwell
Property Tax Bills Across James City, Elk County, Pennsylvania
How are property tax bills calculated in James City, Pennsylvania?
Property tax bills in James City are based on the assessed value of a home rather than its market price. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, and the amount can vary depending on the home’s location within Elk County and any applicable local levies. Because assessments are used to calculate taxes, changes in a home’s assessed value can directly affect what a homeowner owes.
What factors influence the amount a homeowner pays?
The main factors are the home’s assessed value, the local tax rate, and any exemptions or adjustments that may apply. In James City, the median home price is $29,400, which helps explain why bills can be relatively modest compared with the national median property tax bill of $2,400. Still, homeowners can see meaningful differences: the 25th percentile tax bill is $232, the 75th percentile is $1,235, and the 90th percentile is $1,669. These differences show how property taxes can affect household budgets in varying ways.
Median James City Tax Bill
$964
Median Elk County Tax Bill
$1,455
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across James City, Elk County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16734 | $59 | $232 | $964 | $1,235 | $1,669 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Elk Tax Assessor | |
| Website | epay.countyofelkpa.com |