Property Taxes in Ridgway, Pennsylvania
Median Ridgway, Pennsylvania effective property tax rate: 3.24%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Ridgway, Pennsylvania home value: $39,500
Median annual Ridgway, Pennsylvania tax bill: $1,460, lower than the national median property tax bill of $2,400.
How are property taxes in Elk calculated?
Property taxes in Ridgway, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ridgway's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ridgway, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ridgway Property Tax Calculator Work?
Use this Ridgway property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ridgway's median effective tax rate of 3.24% — based on actual property records in Elk County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ridgway's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ridgway: rates range from 3.24% in 15853 to 3.24% in 15853, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ridgway.
About Ridgway Property Taxes
About Property Taxes in Ridgway, Elk, Pennsylvania
Ridgway’s median effective property tax rate of 3.24% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Elk County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ridgway. Homeowners in the 15853 ZIP code carry a median effective rate of 3.24%, while those in the lowest ZIP also pay 3.24%. This means there is no spread across the city, but the rate still reflects how local taxing jurisdictions are set within Elk County.
Ridgway homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ridgway, Elk County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ridgway's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ridgway Tax Rate
3.24%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elk County Tax Rate
3.31%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ridgway, Elk County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15853 | 3.05% | 3.05% | 3.24% | 3.93% | 3.93% |
Source: Ownwell
Property Tax Assessment Values Across Ridgway, Elk County, Pennsylvania
When examining property taxes in Ridgway, Pennsylvania, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Elk County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Elk County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ridgway.
For example, the median home price in Ridgway is $39,500, with tax bills ranging significantly across the county. 15853 has the highest median home price at $39,500.
Property Tax Assessment Values Across Ridgway, Elk County, Pennsylvania
Source: Ownwell
$12,200
$31,850
$51,500
Median Ridgway Market Value
$39,500
Median Elk County Market Value
$39,600
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ridgway, Elk County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15853 | $5,500 | $20,400 | $39,500 | $55,100 | $77,200 |
Source: Ownwell
Property Tax Bills Across Ridgway, Elk County, Pennsylvania
Property tax bills in Ridgway are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value and the rules used by the county and taxing authorities. For homeowners, the final bill depends on the assessed value of the home, the local millage rate, and any exemptions or special assessments that may apply.
With a median home price of $39,500, property taxes can still vary widely from one homeowner to another. The typical bill in the area ranges from $662 at the 25th percentile to $1,994 at the 75th percentile, with the 90th percentile reaching $2,675. The median tax bill is $1,460, which is below the national median property tax bill of $2,400 and well under the national median property tax rate of 1.02%.
Because property taxes are tied to assessed value, changes in market conditions or reassessments can affect what homeowners owe each year.
Median Ridgway Tax Bill
$1,460
Median Elk County Tax Bill
$1,455
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Ridgway, Elk County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15853 | $188 | $662 | $1,460 | $1,994 | $2,675 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Elk Tax Assessor | |
| Website | epay.countyofelkpa.com |