Property Taxes in Girard, Pennsylvania
Median Girard, Pennsylvania effective property tax rate: 2.99%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Girard, Pennsylvania home value: $99,750
Median annual Girard, Pennsylvania tax bill: $2,953, $553 higher than the national median property tax bill of $2,400.
How are property taxes in Erie calculated?
Property taxes in Girard, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Girard's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Girard, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Girard Property Tax Calculator Work?
Use this Girard property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Girard's median effective tax rate of 2.99% — based on actual property records in Erie County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Girard's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Girard's median effective tax rate is higher than Pennsylvania's 2.75% median and higher than the national median property tax rate of 1.02%. The median property tax bill is $2,953, which is $553 higher than the state median property tax bill. Rates are the same at the ZIP code level, with both the highest and lowest median tax bill in 16417.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Girard.
About Girard Property Taxes
About Property Taxes in Girard, Erie, Pennsylvania
Girard’s median effective property tax rate of 2.99% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Erie County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Girard. Homeowners in the 16417 ZIP code carry a median effective rate of 2.99%, while those in the same ZIP pay 2.99%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Erie County. Understanding which part of Girard you live in can make a meaningful difference to your annual tax bill.
Girard homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Girard, Erie County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Girard's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Girard Tax Rate
2.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Erie County Tax Rate
2.79%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Girard, Erie County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16417 | 2.79% | 2.98% | 2.99% | 3.05% | 3.05% |
Source: Ownwell
Property Tax Assessment Values Across Girard, Erie County, Pennsylvania
When examining property taxes in Girard, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Erie County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Erie County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Girard.
For example, the median home price in Girard is $99,750, with tax bills ranging significantly across the county. 16417 has the highest median home price at $99,750.
Property Tax Assessment Values Across Girard, Erie County, Pennsylvania
Source: Ownwell
$33,910
$104,138
$174,365
Median Girard Market Value
$99,750
Median Erie County Market Value
$99,200
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Girard, Erie County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16417 | $14,400 | $70,800 | $99,750 | $132,600 | $179,816 |
Source: Ownwell
Property Tax Bills Across Girard, Erie County, Pennsylvania
Property tax bills in Girard are calculated by applying local tax rates to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, and the final amount depends on the taxing jurisdictions that apply to the home. For homeowners in Erie County, this means the bill can vary even among homes with similar market values.
The median home price in Girard is $99,750, and the median property tax bill is $2,953 in ZIP code 16417. That is above the national median property tax bill of $2,400, showing how local assessments and rates can create a heavier tax burden. Bills can range widely, with the 25th percentile at $1,916 and the 90th percentile at $5,238. For homeowners, this affects monthly housing costs and can make a meaningful difference in affordability.
Median Girard Tax Bill
$2,953
Median Erie County Tax Bill
$3,131
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Girard, Erie County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16417 | $430 | $1,916 | $2,953 | $3,838 | $5,238 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Erie Tax Assessor | |
| Website | public.eriecountypa.gov |