Harborcreek, Erie County, Pennsylvania Property Taxes

Name: Property Tax Bills Across Harborcreek, Erie County, Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Harborcreek, PA effective property tax rate: 2.56%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median Harborcreek, PA home value: $122,845
Median annual Harborcreek, PA tax bill: $3,129, $729 higher than the national median property tax bill of $2,400.

How are property taxes in Erie calculated?

Property taxes in Harborcreek, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Harborcreek’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harborcreek, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Harborcreek, Erie County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.56%

Estimate Property Tax Bill

$3,145

$2,918

Ownwell’s Harborcreek Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Harborcreek with just two data points. By entering your property's estimated assessed value, our calculator applies Harborcreek’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Erie County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Harborcreek, Erie County, Pennsylvania

Local government entities set tax rates, which can vary widely within Pennsylvania. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Harborcreek, located in Erie County, experiences a property tax rate that stands out not only within the state but also when compared to the national median. With a median property tax rate of 2.56%, Harborcreek's rate is significantly higher than the national median of 1.02%. This can translate to higher property tax bills for homeowners compared to the national average. Understanding these differences is crucial for property owners, as it can impact financial planning and decision-making. By comparing Harborcreek’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in both the state and the U.S., property owners can better navigate their tax responsibilities.

Property Tax Rates Across Harborcreek, Erie County, Pennsylvania

Source: Ownwell

1.82%

2.79%

3.76%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harborcreek Tax Rate

2.56%

Median Effective Erie County Tax Rate

2.59%

Median Effective Pennsylvania Tax Rate

2.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Harborcreek, Erie County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
16421	2.56%	2.56%	2.56%	2.56%	2.56%

Source: Ownwell

Property Tax Assessment Values Across Harborcreek, Erie County, Pennsylvania

When examining property taxes in Harborcreek, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Erie County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Erie County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harborcreek. For example, the median home price in Harborcreek is $122,845, with tax bills ranging significantly across the county. The 16421 zip code has the highest median home price at $122,845.

Property Tax Assessment Values Across Harborcreek, Erie County, Pennsylvania

Source: Ownwell

$33,860

$103,725

$173,590

Median Harborcreek Market Value

$122,845

Median Erie County Market Value

$98,900

Median Pennsylvania Market Value

$114,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Harborcreek, Erie County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
16421	$76,190	$95,402	$122,845	$158,765	$204,301

Source: Ownwell

Property Tax Bills Across Harborcreek, Erie County, Pennsylvania

In Harborcreek, located in Erie County, PA, property tax bills are determined by assessing the market value of a home and applying the local tax rate. The median home price here is $122,845, which is relatively low compared to national figures. However, property taxes can still be a significant expense for homeowners, with bills ranging from $2,437 at the 25th percentile to $5,101 at the 90th percentile. These figures indicate that while some homeowners pay less than the national median property tax bill of $2,400, others face considerably higher taxes. The highest median tax bill in the area is $3,129. This variability highlights the importance of accurate property assessments. Ownwell can assist homeowners by identifying potential discrepancies in assessed values, ensuring they are not overpaying on their property taxes. By leveraging expert knowledge and experience, Ownwell aims to help homeowners secure potential savings, providing peace of mind and financial relief.

Property Tax Bills Across Harborcreek, Erie County, Pennsylvania

Source: Ownwell

$1,270

$2,881

$4,492

Median Harborcreek Tax Bill

$3,129

Median Erie County Tax Bill

$2,898

Median Pennsylvania Tax Bill

$3,063

Median United States Tax Bill

$2,400

Property Tax Bills Across Harborcreek, Erie County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
16421	$1,948	$2,437	$3,129	$4,042	$5,101

Source: Ownwell

Don't miss the deadline to appeal!

Dates

Links
Erie Tax Assessor
Website	public.eriecountypa.gov