Property Taxes in Union City, Pennsylvania
Median Union City, Pennsylvania effective property tax rate: 2.84%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Union City, Pennsylvania home value: $71,300
Median annual Union City, Pennsylvania tax bill: $1,882, lower than the national median property tax bill of $2,400.
How are property taxes in Erie calculated?
Property taxes in Union City, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Union City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Union City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Union City Property Tax Calculator Work?
Use this Union City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Union City's median effective tax rate of 2.84% — based on actual property records in Erie County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Union City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Union City: rates range from 2.84% in 16438 to 2.84% in 16438, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Union City.
About Union City Property Taxes
About Property Taxes in Union City, Erie, Pennsylvania
Union City's median effective property tax rate of 2.84% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Erie County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Union City. Homeowners in ZIP code 16438 carry a median effective rate of 2.84%, and the median home price is $71,300. This reflects how school district boundaries and local assessment districts are drawn across Erie County.
Union City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Union City, Erie County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Union City’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union City Tax Rate
2.84%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Erie County Tax Rate
2.79%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Union City, Erie County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16438 | 2.10% | 2.28% | 2.84% | 2.84% | 3.33% |
Source: Ownwell
Property Tax Assessment Values Across Union City, Erie County, Pennsylvania
When examining property taxes in Union City, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Erie County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Erie County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Union City.
For example, the median home price in Union City is $71,300, with tax bills ranging significantly across the county. 16438 has the highest median home price at $71,300.
Property Tax Assessment Values Across Union City, Erie County, Pennsylvania
Source: Ownwell
$33,910
$104,138
$174,365
Median Union City Market Value
$71,300
Median Erie County Market Value
$99,200
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Union City, Erie County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16438 | $33,200 | $52,000 | $71,300 | $98,800 | $135,800 |
Source: Ownwell
Property Tax Bills Across Union City, Erie County, Pennsylvania
Property tax bills in Union City are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to the assessed value to determine the annual bill, and that amount can change when assessments are updated or tax rates shift.
For homeowners, the bill reflects both the value assigned to the property and the local tax burden in Erie County. With a median home price of $71,300, the typical tax bill is $1,882, which is below the national median property tax bill of $2,400 and slightly under the national median property tax rate of 1.02%.
Bills can vary widely across the city. The 25th percentile tax bill is $1,407, while the 75th percentile is $2,538 and the 90th percentile reaches $3,746. That means two similar homes can still face very different property tax bills depending on how they are assessed and where they are located.
Median Union City Tax Bill
$1,882
Median Erie County Tax Bill
$3,131
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Union City, Erie County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16438 | $858 | $1,407 | $1,882 | $2,538 | $3,746 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Erie Tax Assessor | |
| Website | public.eriecountypa.gov |