Property Taxes in Mercersburg, Pennsylvania
Median Mercersburg, Pennsylvania effective property tax rate: 4.25%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Mercersburg, Pennsylvania home value: $12,955
Median annual Mercersburg, Pennsylvania tax bill: $655, $1,745 lower than the national median property tax bill of $2,400.
How are property taxes in Fulton County calculated?
Property taxes in Mercersburg, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mercersburg's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mercersburg, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Mercersburg Property Tax Calculator Work?
Use this Mercersburg property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mercersburg's median effective tax rate of 4.25% — based on actual property records in Fulton County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mercersburg's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mercersburg: rates range from 4.25% in 17236 to 4.25% in 17236, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mercersburg.
About Mercersburg Property Taxes
About Property Taxes in Mercersburg, Fulton, Pennsylvania
Mercersburg’s median effective property tax rate of 4.25% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Fulton County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mercersburg. Homeowners in the 17236 ZIP code carry a median effective rate of 4.25%, while those in the same ZIP code pay 4.25%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Fulton County. Understanding which part of Mercersburg you live in can make a meaningful difference to your annual tax bill.
Mercersburg homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the September 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mercersburg, Fulton County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mercersburg's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mercersburg Tax Rate
4.25%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fulton County Tax Rate
4.94%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Mercersburg, Fulton County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17236 | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% |
Source: Ownwell
Property Tax Assessment Values Across Mercersburg, Fulton County, Pennsylvania
When examining property taxes in Mercersburg, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fulton County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Fulton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mercersburg.
For example, the median home price in Mercersburg is $12,955, with tax bills ranging significantly across the county. 17236 has the highest median home price at $12,955.
Property Tax Assessment Values Across Mercersburg, Fulton County, Pennsylvania
Source: Ownwell
$11,910
$16,815
$21,720
Median Mercersburg Market Value
$12,955
Median Fulton County Market Value
$13,860
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Mercersburg, Fulton County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17236 | $3,211 | $5,935 | $12,955 | $19,588 | $35,443 |
Source: Ownwell
Property Tax Bills Across Mercersburg, Fulton County, Pennsylvania
Property tax bills in Mercersburg are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value. The assessed value is the starting point for determining how much a homeowner owes each year, and that amount can change if the home’s value changes or if local tax rates are adjusted.
In Mercersburg, the median home price is $12,955, and the median property tax bill is $655, which is below the national median property tax bill of $2,400. That means many homeowners in the city pay less than the typical U.S. homeowner, though actual bills vary by property.
Factors that affect the bill include the home’s assessed value, the local tax rate, and any exemptions or appeals that may reduce the taxable amount. For homeowners, this can make a meaningful difference in annual housing costs, especially when property values rise or local budgets change.
Median Mercersburg Tax Bill
$655
Median Fulton County Tax Bill
$767
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Mercersburg, Fulton County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17236 | $171 | $382 | $655 | $955 | $1,563 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Fulton Tax Assessor | |
| Website | www.co.fulton.pa.us |