Property Taxes in Josephine, Pennsylvania
Median Josephine, Pennsylvania effective property tax rate: 2.33%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Josephine, Pennsylvania home value: $51,000
Median annual Josephine, Pennsylvania tax bill: $1,349, lower than the national median property tax bill of $2,400.
How are property taxes in Indiana calculated?
Property taxes in Josephine, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Josephine's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Josephine, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Josephine Property Tax Calculator Work?
Use this Josephine property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Josephine's median effective tax rate of 2.33% — based on actual property records in Indiana County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Josephine's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Josephine: rates are the same at 1349.00 in 15750, primarily due to local assessment differences.
Josephine's median effective tax rate is higher than Pennsylvania's 2.75% state median tax rate, while the median tax bill of $1349 is lower than the national median property tax bill of $2400 by $1,051.
About Josephine Property Taxes
About Property Taxes in Josephine, Indiana, Pennsylvania
Josephine’s median effective property tax rate of 2.33% is lower than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Indiana County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Josephine. Homeowners in the 15750 ZIP code carry a median effective rate of 2.33%, while those in the same ZIP code pay 2.33%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Indiana County. Understanding which part of Josephine you live in can make a meaningful difference to your annual tax bill.
Josephine homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Josephine, Indiana County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Josephine's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Josephine Tax Rate
2.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Indiana County Tax Rate
2.26%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Josephine, Indiana County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15750 | 2.33% | 2.33% | 2.33% | 2.33% | 2.33% |
Source: Ownwell
Property Tax Assessment Values Across Josephine, Indiana County, Pennsylvania
When examining property taxes in Josephine, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Indiana County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Indiana County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Josephine, the median home price is $51,000, and the median tax bill is $1,349, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.
Property Tax Assessment Values Across Josephine, Indiana County, Pennsylvania
Source: Ownwell
$26,000
$83,800
$141,600
Median Josephine Market Value
$51,000
Median Indiana County Market Value
$98,500
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Josephine, Indiana County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15750 | $11,400 | $24,500 | $51,000 | $76,550 | $111,600 |
Source: Ownwell
Property Tax Bills Across Josephine, Indiana County, Pennsylvania
Josephine property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much tax a homeowner owes, with local taxing authorities setting the final bill. For homeowners in Josephine, the median home price is $51,000, and the median tax bill is $1,349.
Several factors can affect the final property tax bill, including the home’s assessed value and the tax rates set by local governments. Homes with higher assessed values generally face larger bills, while lower-valued homes may owe less. In Josephine, tax bills range from $649 at the 25th percentile to $1,791 at the 75th percentile, with the 90th percentile reaching $2,632.
These property taxes directly affect monthly housing costs and long-term affordability for homeowners.
Median Josephine Tax Bill
$1,349
Median Indiana County Tax Bill
$2,273
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Josephine, Indiana County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15750 | $305 | $649 | $1,349 | $1,791 | $2,632 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Indiana Tax Assessor | |
| Website | www.courthouseonline.com |