Mount Joy, Lancaster County, Pennsylvania Property Taxes
Property Taxes in Mount Joy, Pennsylvania
Median Mount Joy, Pennsylvania effective property tax rate: 2.54%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Mount Joy, Pennsylvania home value: $178,400
Median annual Mount Joy, Pennsylvania tax bill: $4,240, higher than the national median property tax bill of $2,400.
How are property taxes in Lancaster calculated?
Property taxes in Mount Joy, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mount Joy's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mount Joy, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mount Joy, Lancaster County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.54%
Estimate Property Tax Bill
$4,531
$4,205
How Does the Mount Joy Property Tax Calculator Work?
Use this Mount Joy property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mount Joy's median effective tax rate of 2.54% — based on actual property records in Lancaster County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mount Joy's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mount Joy: rates range from 2.54% in 17552 to 2.54% in 17552, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mount Joy.
About Mount Joy Property Taxes
About Property Taxes in Mount Joy, Lancaster, Pennsylvania
Mount Joy’s median effective property tax rate of 2.54% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Lancaster County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mount Joy. Homeowners in the 17552 ZIP code carry a median effective rate of 2.54%, while those in the same ZIP code pay 2.54%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Lancaster County. Understanding which part of Mount Joy you live in can make a meaningful difference to your annual tax bill.
Mount Joy homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mount Joy, Lancaster County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mount Joy's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mount Joy Tax Rate
2.54%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lancaster County Tax Rate
2.21%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mount Joy, Lancaster County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17552 | 2.07% | 2.26% | 2.54% | 2.68% | 2.68% |
Source: Ownwell
Property Tax Assessment Values Across Mount Joy, Lancaster County, Pennsylvania
When examining property taxes in Mount Joy, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lancaster County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lancaster County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mount Joy.
For example, the median home price in Mount Joy is $178,400, with tax bills ranging significantly across the county. 17552 has the highest median home price at $178,400.
Property Tax Assessment Values Across Mount Joy, Lancaster County, Pennsylvania
Source: Ownwell
$121,100
$191,200
$261,300
Median Mount Joy Market Value
$178,400
Median Lancaster County Market Value
$177,600
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mount Joy, Lancaster County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17552 | $112,800 | $140,000 | $178,400 | $226,400 | $279,300 |
Source: Ownwell
Property Tax Bills Across Mount Joy, Lancaster County, Pennsylvania
Property tax bills in Mount Joy are calculated based on the assessed value of a home, not its market price. Local taxing authorities apply their tax rates to that assessed value to determine the annual bill, so a higher assessment generally means a higher tax bill. Factors such as school district, county, and municipal levies all affect the final amount homeowners owe.
In Mount Joy, the median home price is $178,400, and the median property tax bill is $4,240. That is above the national median property tax bill of $2,400 and reflects a higher-than-average property tax burden for many homeowners. Bills can vary widely, with the 25th percentile at $3,513 and the 75th percentile at $5,368.
For homeowners, this means property taxes can be a significant part of housing costs and may affect monthly budgeting, escrow payments, and long-term affordability.
Property Tax Bills Across Mount Joy, Lancaster County, Pennsylvania
Source: Ownwell
$2,562
$4,467
$6,372
Median Mount Joy Tax Bill
$4,240
Median Lancaster County Tax Bill
$4,074
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Mount Joy, Lancaster County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17552 | $2,884 | $3,513 | $4,240 | $5,368 | $6,664 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Lancaster Tax Assessor | |
| Website | lancasterpa.devnetwedge.com |