Harding, Luzerne County, Pennsylvania Property Taxes

Name: Property Tax Bills Across Harding, Luzerne County, Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Harding, PA effective property tax rate: 2.59%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median Harding, PA home value: $143,000
Median annual Harding, PA tax bill: $3,690, $1,290 higher than the national median property tax bill of $2,400.

How are property taxes in Luzerne calculated?

Property taxes in Harding, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Harding’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harding, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Harding, Luzerne County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.9%

Estimate Property Tax Bill

$4,228

$3,924

Ownwell’s Harding Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Harding with just two data points.

By entering your property's estimated assessed value, our calculator applies Harding’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Luzerne County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Harding, Luzerne County, Pennsylvania

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Harding’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.

In Harding, located in Luzerne County, the property tax landscape is unique. The median property tax rate here stands at 2.59%, significantly higher than the national median of 1.02%. This means homeowners in Harding face property tax bills that are considerably above the national median of $2,400. Such a high rate can impact property owners' financial planning and decision-making. Understanding these rates is crucial for property owners as they navigate their financial obligations. By staying informed, residents can make educated decisions about property investments and budgeting, ensuring they are prepared for the financial responsibilities that come with property ownership in Harding.

Property Tax Rates Across Harding, Luzerne County, Pennsylvania

Source: Ownwell

1.87%

2.56%

3.25%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harding Tax Rate

2.90%

Median Effective Luzerne County Tax Rate

2.60%

Median Effective Pennsylvania Tax Rate

2.75%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Harding, Luzerne County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
18643	2.90%	2.90%	2.90%	2.90%	2.90%

Source: Ownwell

Property Tax Assessment Values Across Harding, Luzerne County, Pennsylvania

When examining property taxes in Harding, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Luzerne County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Luzerne County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harding.

For example, the median home price in Harding is $143,000, with tax bills ranging significantly across the county. Zip code 18643 has the highest median home price at $143,000.

Property Tax Assessment Values Across Harding, Luzerne County, Pennsylvania

Source: Ownwell

$22,100

$124,200

$226,300

Median Harding Market Value

$145,800

Median Luzerne County Market Value

$94,400

Median Pennsylvania Market Value

$118,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Harding, Luzerne County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
18643	$60,830	$105,225	$145,800	$186,475	$248,300

Source: Ownwell

Property Tax Bills Across Harding, Luzerne County, Pennsylvania

In Harding, located in Luzerne County, PA, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. With a median home price of $143,000, homeowners in Harding face property tax bills that can vary significantly. The 25th percentile tax bill is $2,638, while the 75th percentile reaches $4,754, and the 90th percentile climbs to $6,429. This variability can be attributed to differences in assessed values and tax rates within the region. Compared to the national median property tax bill of $2,400, Harding homeowners often pay more, highlighting the importance of ensuring accurate assessments. Ownwell can assist homeowners by providing property tax appeal and exemption services, potentially lowering their tax burden. By analyzing local market data and assessment records, Ownwell identifies opportunities for savings, helping homeowners reduce their property tax bills and achieve financial relief.

Property Tax Bills Across Harding, Luzerne County, Pennsylvania

Source: Ownwell

$635

$3,185

$5,734

Median Harding Tax Bill

$4,230

Median Luzerne County Tax Bill

$2,802

Median Pennsylvania Tax Bill

$3,050

Median United States Tax Bill

$2,400

Property Tax Bills Across Harding, Luzerne County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
18643	$1,765	$3,054	$4,230	$5,411	$7,176

Source: Ownwell

Don't miss the deadline to appeal!

Dates

Links
Luzerne Tax Assessor
Website	www.timesleader.com