Mountain Top, Luzerne County, Pennsylvania Property Taxes
Property Taxes in Mountain Top, Pennsylvania
Median Mountain Top, Pennsylvania effective property tax rate: 2.03%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Mountain Top, Pennsylvania home value: $180,300
Median annual Mountain Top, Pennsylvania tax bill: $3,662, $1,262 higher than the national median property tax bill of $2,400.
How are property taxes in Luzerne calculated?
Property taxes in Mountain Top, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mountain Top's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mountain Top, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mountain Top, Luzerne County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.03%
Estimate Property Tax Bill
$3,660
$3,396
How Does the Mountain Top Property Tax Calculator Work?
Use this Mountain Top property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mountain Top's median effective tax rate of 2.03% — based on actual property records in Luzerne County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mountain Top's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mountain Top: rates range from 2.03% in 18707 to 2.03% in 18707, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mountain Top.
About Mountain Top Property Taxes
About Property Taxes in Mountain Top, Luzerne, Pennsylvania
Mountain Top's median effective property tax rate of 2.03% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Luzerne County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mountain Top. Homeowners in the 18707 ZIP code carry a median effective rate of 2.03%, while those in the 18707 pay 2.03%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Luzerne County. Understanding which part of Mountain Top you live in can make a meaningful difference to your annual tax bill.
Mountain Top homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mountain Top, Luzerne County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mountain Top's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mountain Top Tax Rate
2.03%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Luzerne County Tax Rate
2.60%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mountain Top, Luzerne County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 18707 | 1.97% | 2.01% | 2.03% | 2.08% | 2.08% |
Source: Ownwell
Property Tax Assessment Values Across Mountain Top, Luzerne County, Pennsylvania
When examining property taxes in Mountain Top, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Luzerne County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Luzerne County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Mountain Top is $180,300, with tax bills ranging significantly across the county. The median tax bill is $3,662, and 18707 has both the highest median home price and the highest median tax bill at $180,300 and $3,662.
Property Tax Assessment Values Across Mountain Top, Luzerne County, Pennsylvania
Source: Ownwell
$22,100
$124,200
$226,300
Median Mountain Top Market Value
$180,300
Median Luzerne County Market Value
$94,400
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mountain Top, Luzerne County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 18707 | $85,000 | $127,200 | $180,300 | $261,175 | $374,170 |
Source: Ownwell
Property Tax Bills Across Mountain Top, Luzerne County, Pennsylvania
Property tax bills in Mountain Top are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for determining how much a homeowner owes each year, and local taxing authorities use that figure to set the final bill.
For a home with a median price of $180,300, the property tax bill can vary widely depending on the assessed value and the tax rate in the area. In Mountain Top, the median tax bill is $3,662, which is above the national median property tax bill of $2,400. Bills in the area also range from $2,565 at the 25th percentile to $7,592 at the 90th percentile, showing how much taxes can differ from one homeowner to another.
These differences can have a major impact on monthly housing costs and long-term affordability for homeowners.
Median Mountain Top Tax Bill
$3,662
Median Luzerne County Tax Bill
$2,802
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Mountain Top, Luzerne County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 18707 | $1,715 | $2,565 | $3,662 | $5,306 | $7,592 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Luzerne Tax Assessor | |
| Website | www.timesleader.com |