Transfer, Mercer County, Pennsylvania Property Taxes
Property Taxes in Transfer, Pennsylvania
Median Transfer, Pennsylvania effective property tax rate: 10.61%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Transfer, Pennsylvania home value: $3,750
Median annual Transfer, Pennsylvania tax bill: $414, $1,986 lower than the national median property tax bill of $2,400.
How are property taxes in Mercer calculated?
Property taxes in Transfer, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Transfer's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Transfer, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Transfer, Mercer County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
10.61%
Estimate Property Tax Bill
$398
$369
How Does the Transfer Property Tax Calculator Work?
Use this Transfer property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Transfer's median effective tax rate of 10.61% — based on actual property records in Mercer County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Transfer's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Transfer: rates range from 10.61% in 16154 to 10.61% in 16154, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Transfer.
About Transfer Property Taxes
About Property Taxes in Transfer, Mercer, Pennsylvania
Transfer's median effective property tax rate of 10.61% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Mercer County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Transfer. Homeowners in the 16154 ZIP code carry a median effective rate of 10.61%, while those in 16154 pay 10.61%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Mercer County. Understanding which part of Transfer you live in can make a meaningful difference to your annual tax bill.
Transfer homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Transfer, Mercer County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Transfer's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Transfer Tax Rate
10.61%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mercer County Tax Rate
9.91%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Transfer, Mercer County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16154 | 10.17% | 10.59% | 10.61% | 10.62% | 10.67% |
Source: Ownwell
Property Tax Assessment Values Across Transfer, Mercer County, Pennsylvania
When examining property taxes in Transfer, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mercer County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mercer County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Transfer is $3,750, with tax bills ranging significantly across the county. Zip code 16154 has the highest median home price at $3,750.
Property Tax Assessment Values Across Transfer, Mercer County, Pennsylvania
Source: Ownwell
$2,050
$3,200
$4,350
Median Transfer Market Value
$3,750
Median Mercer County Market Value
$1,700
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Transfer, Mercer County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16154 | $1,050 | $1,500 | $3,750 | $7,800 | $11,525 |
Source: Ownwell
Property Tax Bills Across Transfer, Mercer County, Pennsylvania
Property tax bills in Transfer are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. When a property is reassessed, the tax bill can change if the assessed value rises or falls, even if the home itself has not changed. For homeowners, this means the amount owed each year depends on both the market value used for assessment and the tax rate applied to it.
In Mercer County, the median home price is $3,750, and the median tax bill is $414.00 in ZIP code 16154. That bill can vary widely across homeowners, with the 25th percentile at $159 and the 75th percentile at $828, while the 90th percentile reaches $1,306. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Transfer homeowners often face lower bills, but even small assessment changes can have a noticeable impact on annual housing costs.
Median Transfer Tax Bill
$414
Median Mercer County Tax Bill
$177
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Transfer, Mercer County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16154 | $111 | $159 | $414 | $828 | $1,306 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Mercer Tax Assessor | |
| Website | iaspublicaccess.mercercountypa.gov |