Locust Gap, Northumberland County, Pennsylvania Property Taxes

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Property Taxes in Locust Gap, Pennsylvania

Median Locust Gap, Pennsylvania effective property tax rate: 11.42%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Locust Gap, Pennsylvania home value: $4,025
Median annual Locust Gap, Pennsylvania tax bill: $460, lower than the national median property tax bill of $2,400.

How are property taxes in Northumberland calculated?

Property taxes in Locust Gap, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Locust Gap's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Locust Gap, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Locust Gap, Northumberland County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

11.42%

Estimate Property Tax Bill

$460

$427

How Does the Locust Gap Property Tax Calculator Work?

Use this Locust Gap property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Locust Gap's median effective tax rate of 11.42% — based on actual property records in Northumberland County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Locust Gap's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Locust Gap: rates range from 11.42% in 17840 to 11.42% in 17840, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Locust Gap.

About Locust Gap Property Taxes

About Property Taxes in Locust Gap, Northumberland, PA

Locust Gap's median effective property tax rate of 11.42% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Northumberland County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Locust Gap. Homeowners in ZIP code 17840 carry a median effective rate of 11.42%, while those in the same ZIP code pay 11.42%. This spread reflects how school district boundaries and local assessment districts are drawn across Northumberland County. Understanding which part of Locust Gap you live in can make a meaningful difference to your annual tax bill.

Locust Gap homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Locust Gap, Northumberland County, Pennsylvania

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Locust Gap's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.

Property Tax Rates Across Locust Gap, Northumberland County, Pennsylvania

Source: Ownwell

8.10%

10.80%

13.51%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Locust Gap Tax Rate

11.42%

Median Effective Northumberland County Tax Rate

12.42%

Median Effective Pennsylvania Tax Rate

2.75%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Locust Gap, Northumberland County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
17840	11.42%	11.42%	11.42%	11.42%	11.42%

Source: Ownwell

Property Tax Assessment Values Across Locust Gap, Northumberland County, Pennsylvania

When examining property taxes in Locust Gap, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Northumberland County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Northumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Locust Gap is $4,025, with tax bills ranging significantly across the county. ZIP code 17840 has the highest median home price at $4,025.

Property Tax Assessment Values Across Locust Gap, Northumberland County, Pennsylvania

Source: Ownwell

$4,025

$15,273

$26,520

Median Locust Gap Market Value

$4,025

Median Northumberland County Market Value

$13,350

Median Pennsylvania Market Value

$118,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Locust Gap, Northumberland County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
17840	$1,885	$2,425	$4,025	$5,988	$11,059

Source: Ownwell

Property Tax Bills Across Locust Gap, Northumberland County, Pennsylvania

Property tax bills in Locust Gap are calculated from the assessed value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase even if the homeowner has not made any changes to the house. Local budgets, school funding, and other public services all play a role in determining the rate applied to that value.

For homeowners, this means the bill reflects both the market value of the property and the rules used to assess it. In Locust Gap, the median home price is $4,025, and the median tax bill is $460 in ZIP code 17840. That is far below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

Because property taxes are tied to assessed value, even small changes can affect what a homeowner owes each year.

Property Tax Bills Across Locust Gap, Northumberland County, Pennsylvania

Source: Ownwell

$460

$1,773

$3,085

Median Locust Gap Tax Bill

$460

Median Northumberland County Tax Bill

$1,725

Median Pennsylvania Tax Bill

$3,050

Median United States Tax Bill

$2,400

Property Tax Bills Across Locust Gap, Northumberland County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
17840	$215	$277	$460	$684	$1,263

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	September 1

Links
Northumberland Tax Assessor
Website	gis.norrycopa.net

Frequently Asked Property Tax Questions in Locust Gap, Pennsylvania

How are property taxes calculated in Locust Gap, Pennsylvania?

Property taxes in Locust Gap, Pennsylvania are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Locust Gap, Pennsylvania?

To appeal your property taxes in Locust Gap, Pennsylvania, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Locust Gap, Pennsylvania?

Common property tax exemptions in Locust Gap, Pennsylvania include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Locust Gap, Pennsylvania?

Property tax deadlines in Locust Gap, Pennsylvania vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Locust Gap, Pennsylvania?

Ownwell provides professional property tax appeal services in Locust Gap, Pennsylvania. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.