Property Taxes in Philadelphia, Pennsylvania
Median Philadelphia, Pennsylvania effective property tax rate: 1.13%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Philadelphia, Pennsylvania home value: $221,900
Median annual Philadelphia, Pennsylvania tax bill: $2,417, $17 higher than the national median property tax bill of $2,400.
How are property taxes in Philadelphia County calculated?
Property taxes in Philadelphia, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Philadelphia's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Philadelphia, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Philadelphia Property Tax Calculator Work?
Use this Philadelphia property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Philadelphia's median effective tax rate of 1.13% — based on actual property records in Philadelphia County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Philadelphia's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Philadelphia: rates range from $807.00 in 19132 to $8,278.00 in 19118, primarily due to differences in school district levies and local assessment districts. Philadelphia’s median property tax bill of $2,417 is lower than the national median property tax bill of $2,400 by $17.
If your estimate is higher than expected, Ownwell can appeal your Philadelphia assessment — you only pay if we save you money.
About Philadelphia Property Taxes
About Property Taxes in Philadelphia, Philadelphia, Pennsylvania
Philadelphia’s median effective property tax rate of 1.13% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Philadelphia County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Philadelphia. Homeowners in the 19102 ZIP code carry a median effective rate of 1.37%, while those in 19131 pay 1.00%. This spread — 0.37 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Philadelphia County. Understanding which part of Philadelphia you live in can make a meaningful difference to your annual tax bill.
Philadelphia homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Philadelphia, Philadelphia County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Philadelphia's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Property Tax Rates Across Philadelphia, Philadelphia County, Pennsylvania
Source: Ownwell
1.00%
1.19%
1.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Philadelphia Tax Rate
1.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Philadelphia County Tax Rate
1.13%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Philadelphia, Philadelphia County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19102 | 1.24% | 1.32% | 1.37% | 1.40% | 1.49% |
| 19103 | 0.91% | 1.22% | 1.33% | 1.37% | 1.40% |
| 19104 | 0.51% | 0.81% | 1.07% | 1.29% | 1.43% |
| 19106 | 1.09% | 1.31% | 1.36% | 1.37% | 1.40% |
| 19107 | 0.81% | 1.23% | 1.34% | 1.37% | 1.40% |
| 19111 | 1.07% | 1.10% | 1.13% | 1.16% | 1.19% |
| 19114 | 0.95% | 1.04% | 1.12% | 1.15% | 1.20% |
| 19115 | 1.01% | 1.07% | 1.11% | 1.15% | 1.20% |
| 19116 | 0.91% | 1.02% | 1.11% | 1.14% | 1.18% |
| 19118 | 0.92% | 1.12% | 1.21% | 1.27% | 1.34% |
| 19119 | 0.94% | 1.08% | 1.16% | 1.25% | 1.34% |
| 19120 | 0.98% | 1.04% | 1.08% | 1.12% | 1.17% |
| 19121 | 0.28% | 0.75% | 1.02% | 1.29% | 1.44% |
| 19122 | 0.20% | 0.28% | 1.02% | 1.14% | 1.34% |
| 19123 | 0.25% | 0.53% | 1.22% | 1.33% | 1.40% |
| 19124 | 0.92% | 1.04% | 1.12% | 1.21% | 1.26% |
| 19125 | 0.25% | 0.55% | 1.12% | 1.20% | 1.35% |
| 19126 | 1.01% | 1.06% | 1.15% | 1.18% | 1.22% |
| 19127 | 0.70% | 1.12% | 1.17% | 1.19% | 1.27% |
| 19128 | 0.98% | 1.13% | 1.16% | 1.19% | 1.22% |
| 19129 | 0.87% | 1.12% | 1.17% | 1.24% | 1.40% |
| 19130 | 0.50% | 1.12% | 1.25% | 1.37% | 1.39% |
| 19131 | 0.68% | 0.85% | 1.00% | 1.10% | 1.26% |
| 19132 | 0.84% | 0.93% | 1.02% | 1.09% | 1.21% |
| 19133 | 0.39% | 0.77% | 1.02% | 1.12% | 1.24% |
| 19134 | 0.99% | 1.15% | 1.21% | 1.31% | 1.40% |
| 19135 | 1.03% | 1.08% | 1.12% | 1.15% | 1.19% |
| 19136 | 1.03% | 1.07% | 1.11% | 1.13% | 1.17% |
| 19137 | 1.11% | 1.22% | 1.32% | 1.39% | 1.43% |
| 19138 | 0.99% | 1.06% | 1.13% | 1.16% | 1.19% |
| 19139 | 0.70% | 0.90% | 1.06% | 1.15% | 1.34% |
| 19140 | 0.90% | 1.01% | 1.09% | 1.15% | 1.22% |
| 19141 | 0.92% | 1.02% | 1.07% | 1.12% | 1.16% |
| 19142 | 0.86% | 0.95% | 1.07% | 1.16% | 1.35% |
| 19143 | 0.73% | 0.87% | 1.03% | 1.16% | 1.31% |
| 19144 | 0.82% | 0.98% | 1.05% | 1.10% | 1.17% |
| 19145 | 0.75% | 1.19% | 1.26% | 1.32% | 1.43% |
| 19146 | 0.28% | 0.87% | 1.22% | 1.30% | 1.40% |
| 19147 | 0.41% | 1.09% | 1.26% | 1.33% | 1.40% |
| 19148 | 0.49% | 1.11% | 1.22% | 1.26% | 1.31% |
| 19149 | 1.04% | 1.12% | 1.14% | 1.16% | 1.18% |
| 19150 | 0.96% | 1.12% | 1.14% | 1.16% | 1.19% |
| 19151 | 1.07% | 1.16% | 1.19% | 1.23% | 1.35% |
| 19152 | 1.05% | 1.10% | 1.12% | 1.13% | 1.15% |
| 19153 | 0.98% | 1.03% | 1.12% | 1.25% | 1.36% |
| 19154 | 1.04% | 1.11% | 1.13% | 1.15% | 1.18% |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Assessment Values Across Philadelphia, Philadelphia County, Pennsylvania
When examining property taxes in Philadelphia, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Philadelphia County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Philadelphia County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Philadelphia.
For example, the median home price in Philadelphia is $221,900, with tax bills ranging significantly across the county. ZIP code 19118 has the highest median home price at $712,000.
Property Tax Assessment Values Across Philadelphia, Philadelphia County, Pennsylvania
Source: Ownwell
$81,600
$396,800
$712,000
Median Philadelphia Market Value
$221,900
Median Philadelphia County Market Value
$221,900
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Philadelphia, Philadelphia County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19102 | $182,200 | $244,800 | $315,600 | $616,700 | $1,359,800 |
| 19103 | $143,000 | $277,000 | $526,400 | $1,001,875 | $1,800,000 |
| 19104 | $76,300 | $122,200 | $217,000 | $480,775 | $715,450 |
| 19106 | $32,900 | $265,900 | $355,000 | $650,000 | $1,225,200 |
| 19107 | $92,000 | $211,175 | $311,100 | $481,700 | $832,300 |
| 19111 | $204,600 | $238,700 | $281,800 | $323,300 | $367,800 |
| 19114 | $235,000 | $282,900 | $302,200 | $336,875 | $401,770 |
| 19115 | $187,100 | $305,400 | $352,700 | $441,450 | $496,500 |
| 19116 | $298,600 | $335,725 | $369,600 | $419,300 | $462,350 |
| 19118 | $431,260 | $524,650 | $712,000 | $1,121,600 | $1,742,160 |
| 19119 | $177,300 | $258,400 | $353,300 | $490,200 | $709,510 |
| 19120 | $132,200 | $150,900 | $169,400 | $195,100 | $225,400 |
| 19121 | $80,200 | $118,025 | $183,150 | $317,400 | $504,830 |
| 19122 | $189,000 | $258,100 | $318,900 | $411,000 | $590,400 |
| 19123 | $249,350 | $327,425 | $442,450 | $620,750 | $803,400 |
| 19124 | $113,100 | $137,900 | $162,500 | $184,300 | $228,050 |
| 19125 | $223,040 | $271,600 | $345,400 | $463,400 | $613,420 |
| 19126 | $181,000 | $192,300 | $219,400 | $290,150 | $376,880 |
| 19127 | $243,320 | $273,000 | $310,100 | $382,100 | $508,600 |
| 19128 | $256,100 | $295,500 | $336,600 | $403,900 | $503,030 |
| 19129 | $92,000 | $199,200 | $302,300 | $401,400 | $583,200 |
| 19130 | $203,439 | $305,850 | $433,000 | $605,500 | $764,960 |
| 19131 | $91,200 | $111,100 | $151,300 | $219,800 | $310,200 |
| 19132 | $55,600 | $68,399 | $81,600 | $101,500 | $145,800 |
| 19133 | $57,000 | $71,400 | $92,500 | $129,600 | $202,880 |
| 19134 | $63,800 | $76,200 | $100,400 | $177,700 | $235,730 |
| 19135 | $159,500 | $176,500 | $202,100 | $222,400 | $255,400 |
| 19136 | $184,600 | $197,900 | $236,100 | $270,200 | $321,900 |
| 19137 | $138,200 | $173,900 | $198,900 | $238,900 | $297,720 |
| 19138 | $125,200 | $149,700 | $189,000 | $215,200 | $256,000 |
| 19139 | $77,300 | $98,900 | $125,300 | $176,200 | $269,620 |
| 19140 | $68,500 | $86,600 | $103,800 | $125,200 | $160,500 |
| 19141 | $137,300 | $157,925 | $178,500 | $204,900 | $246,900 |
| 19142 | $89,700 | $105,400 | $120,600 | $142,800 | $178,800 |
| 19143 | $90,200 | $112,500 | $144,100 | $210,600 | $380,000 |
| 19144 | $108,340 | $154,300 | $201,000 | $280,000 | $377,600 |
| 19145 | $159,300 | $186,300 | $227,600 | $298,725 | $389,800 |
| 19146 | $138,500 | $199,200 | $374,700 | $570,000 | $784,800 |
| 19147 | $264,500 | $338,500 | $454,150 | $627,000 | $803,850 |
| 19148 | $194,100 | $218,600 | $256,000 | $321,200 | $403,120 |
| 19149 | $183,200 | $205,500 | $228,900 | $273,200 | $295,000 |
| 19150 | $206,800 | $217,175 | $233,600 | $282,500 | $314,900 |
| 19151 | $130,500 | $156,700 | $192,100 | $225,900 | $285,240 |
| 19152 | $271,700 | $289,150 | $307,400 | $346,600 | $390,000 |
| 19153 | $133,000 | $161,000 | $187,400 | $217,200 | $247,880 |
| 19154 | $273,600 | $291,600 | $306,800 | $319,800 | $354,480 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Bills Across Philadelphia, Philadelphia County, Pennsylvania
Property tax bills in Philadelphia are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessment to determine what homeowners owe each year, so a higher assessed value can mean a higher bill. Factors like location, property characteristics, and how the home is assessed all play a role in the final amount.
In Philadelphia, the typical property tax bill varies widely, with the 25th percentile at $1,487, the 75th percentile at $3,575, and the 90th percentile reaching $5,224. That spread shows how much bills can differ from one homeowner to another. Some areas see especially high taxes, while others are much lower, which can affect affordability and long-term housing costs.
Ownwell helps homeowners lower their property tax bills by reviewing assessments and identifying opportunities to appeal overassessments or claim eligible exemptions. By making sure your home is taxed fairly, Ownwell can help reduce what you pay and keep more money in your pocket.
Property Tax Bills Across Philadelphia, Philadelphia County, Pennsylvania
Source: Ownwell
$807
$4,543
$8,278
Median Philadelphia Tax Bill
$2,417
Median Philadelphia County Tax Bill
$2,417
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Philadelphia, Philadelphia County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19102 | $2,478 | $3,383 | $4,674 | $7,800 | $14,899 |
| 19103 | $1,918 | $3,540 | $6,268 | $10,942 | $19,603 |
| 19104 | $575 | $1,117 | $2,198 | $4,904 | $7,069 |
| 19106 | $448 | $3,463 | $4,563 | $7,684 | $14,298 |
| 19107 | $1,281 | $2,395 | $3,866 | $5,678 | $8,976 |
| 19111 | $2,235 | $2,632 | $3,206 | $3,669 | $4,127 |
| 19114 | $2,314 | $3,124 | $3,404 | $3,659 | $4,180 |
| 19115 | $2,047 | $3,395 | $3,938 | $4,865 | $5,769 |
| 19116 | $2,384 | $3,611 | $3,964 | $4,356 | $5,244 |
| 19118 | $4,430 | $6,132 | $8,278 | $12,493 | $19,098 |
| 19119 | $1,839 | $2,674 | $3,936 | $5,995 | $8,603 |
| 19120 | $1,401 | $1,601 | $1,814 | $2,091 | $2,511 |
| 19121 | $692 | $977 | $1,506 | $2,828 | $5,046 |
| 19122 | $633 | $1,370 | $2,591 | $3,567 | $4,883 |
| 19123 | $1,408 | $2,188 | $4,300 | $6,214 | $8,398 |
| 19124 | $1,118 | $1,438 | $1,838 | $2,116 | $2,612 |
| 19125 | $1,090 | $1,895 | $3,169 | $4,379 | $5,917 |
| 19126 | $1,989 | $2,178 | $2,452 | $3,190 | $4,216 |
| 19127 | $2,272 | $3,013 | $3,439 | $4,007 | $4,783 |
| 19128 | $2,606 | $3,378 | $3,802 | $4,429 | $5,414 |
| 19129 | $1,022 | $1,989 | $3,486 | $4,527 | $6,960 |
| 19130 | $1,800 | $3,137 | $4,685 | $7,030 | $9,289 |
| 19131 | $739 | $1,053 | $1,429 | $2,248 | $3,589 |
| 19132 | $510 | $694 | $807 | $985 | $1,531 |
| 19133 | $375 | $643 | $879 | $1,178 | $1,779 |
| 19134 | $726 | $889 | $1,132 | $2,307 | $3,028 |
| 19135 | $1,684 | $1,942 | $2,282 | $2,504 | $2,914 |
| 19136 | $1,925 | $2,133 | $2,646 | $3,033 | $3,662 |
| 19137 | $1,569 | $2,116 | $2,682 | $3,151 | $3,703 |
| 19138 | $1,319 | $1,600 | $2,142 | $2,448 | $2,784 |
| 19139 | $657 | $941 | $1,277 | $1,884 | $3,090 |
| 19140 | $707 | $915 | $1,107 | $1,321 | $1,704 |
| 19141 | $1,261 | $1,632 | $1,928 | $2,198 | $2,661 |
| 19142 | $973 | $1,100 | $1,250 | $1,492 | $2,045 |
| 19143 | $801 | $992 | $1,442 | $2,242 | $4,080 |
| 19144 | $1,046 | $1,489 | $2,034 | $2,896 | $3,957 |
| 19145 | $1,690 | $2,058 | $2,780 | $3,599 | $4,940 |
| 19146 | $928 | $1,674 | $3,042 | $6,295 | $8,994 |
| 19147 | $1,713 | $3,354 | $5,065 | $7,214 | $9,541 |
| 19148 | $1,382 | $2,321 | $2,905 | $3,677 | $4,660 |
| 19149 | $2,045 | $2,328 | $2,608 | $3,095 | $3,353 |
| 19150 | $2,308 | $2,455 | $2,630 | $3,126 | $3,576 |
| 19151 | $1,451 | $1,830 | $2,294 | $2,637 | $3,601 |
| 19152 | $3,034 | $3,225 | $3,396 | $3,883 | $4,259 |
| 19153 | $1,506 | $1,676 | $2,157 | $2,553 | $2,957 |
| 19154 | $3,064 | $3,281 | $3,481 | $3,665 | $3,882 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | October 5 |
Links | |
|---|---|
| Philadelphia Tax Assessor | |
| Website | property.phila.gov |