Property Taxes in Garrett, Pennsylvania
Median Garrett, Pennsylvania effective property tax rate: 2.42%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Garrett, Pennsylvania home value: $40,500
Median annual Garrett, Pennsylvania tax bill: $966, lower than the national median property tax bill of $2,400.
How are property taxes in Somerset calculated?
Property taxes in Garrett, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Garrett's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garrett, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Garrett Property Tax Calculator Work?
Use this Garrett property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Garrett's median effective tax rate of 2.42% — based on actual property records in Somerset County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Garrett's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Garrett: rates range from 2.42% in 15542 to 2.42% in 15542, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Garrett.
About Garrett Property Taxes
About Property Taxes in Garrett, Somerset, PA
Garrett’s median effective property tax rate of 2.42% is lower than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Somerset County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Garrett. Homeowners in ZIP code 15542 carry a median effective rate of 2.42%, while those in the lowest ZIP code also pay 2.42%. This spread reflects how school district boundaries and local assessment districts are drawn across Somerset County. Understanding which part of Garrett you live in can make a meaningful difference to your annual tax bill.
Garrett homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Garrett, Somerset County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Garrett's effective property tax rate to other cities in Somerset and the median property tax rates in Somerset and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garrett Tax Rate
2.42%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Somerset County Tax Rate
2.76%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Garrett, Somerset County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15542 | 2.29% | 2.29% | 2.42% | 2.42% | 2.62% |
Source: Ownwell
Property Tax Assessment Values Across Garrett, Somerset County, Pennsylvania
When examining property taxes in Garrett, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Somerset County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Somerset County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garrett.
For example, the median home price in Garrett is $40,500, with tax bills ranging significantly across the county. 15542 has the highest median home price at $40,500.
Property Tax Assessment Values Across Garrett, Somerset County, Pennsylvania
Source: Ownwell
$27,300
$80,700
$134,100
Median Garrett Market Value
$40,500
Median Somerset County Market Value
$51,980
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Garrett, Somerset County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15542 | $14,294 | $24,950 | $40,500 | $71,090 | $104,882 |
Source: Ownwell
Property Tax Bills Across Garrett, Somerset County, Pennsylvania
How are property tax bills calculated in Garrett?
Property tax bills in Garrett are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is compared with the market value of the property, and that figure is used to determine how much tax is owed. For homeowners, this means a higher assessed value can lead to a larger bill, while a lower assessed value can reduce it.
What factors affect the bill? Property characteristics, location within Somerset County, and any local levies all play a role in the final amount. With a median home price of $40,500, property tax bills in Garrett can vary widely, from $597 at the 25th percentile to $1,705 at the 75th percentile and $2,502 at the 90th percentile. The median tax bill is $966, which is below the national median property tax bill of $2,400. This can make property taxes more manageable for many homeowners, but changes in assessment can still have a noticeable impact.
Median Garrett Tax Bill
$966
Median Somerset County Tax Bill
$1,441
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Garrett, Somerset County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15542 | $337 | $597 | $966 | $1,705 | $2,502 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Somerset Tax Assessor | |
| Website | www.co.somerset.pa.us |