Property Taxes in Elrama, Pennsylvania
Median Elrama, Pennsylvania effective property tax rate: 2.03%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Elrama, Pennsylvania home value: $66,250
Median annual Elrama, Pennsylvania tax bill: $1,344, $1,056 lower than the national median property tax bill of $2,400.
How are property taxes in Washington calculated?
Property taxes in Elrama, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elrama's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elrama, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Elrama Property Tax Calculator Work?
Use this Elrama property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elrama's median effective tax rate of 2.03% — based on actual property records in Washington County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elrama's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elrama: rates range from 1344.00 in 15038 to 1344.00 in 15038, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elrama.
About Elrama Property Taxes
About Property Taxes in Elrama, Washington, Pennsylvania
Elrama’s median effective property tax rate of 2.03% is lower than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Washington County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Elrama. Homeowners in the 15038 ZIP code carry a median effective rate of 2.03%, while those in the same ZIP code also pay 2.03%. This spread shows how school district boundaries and local assessment districts are drawn across Washington County. Understanding which part of Elrama you live in can make a meaningful difference to your annual tax bill.
Elrama homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elrama, Washington County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elrama's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elrama Tax Rate
2.03%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Washington County Tax Rate
1.98%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Elrama, Washington County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15038 | 2.03% | 2.03% | 2.03% | 2.03% | 2.03% |
Source: Ownwell
Property Tax Assessment Values Across Elrama, Washington County, Pennsylvania
When examining property taxes in Elrama, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Washington County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Elrama is $66,250, with a median tax bill of $1,344. The highest median home price is in 15038, also at $66,250.
Property Tax Assessment Values Across Elrama, Washington County, Pennsylvania
Source: Ownwell
$19,000
$189,450
$359,900
Median Elrama Market Value
$66,250
Median Washington County Market Value
$128,500
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Elrama, Washington County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15038 | $33,990 | $56,075 | $66,250 | $78,825 | $102,440 |
Source: Ownwell
Property Tax Bills Across Elrama, Washington County, Pennsylvania
Property tax bills in Elrama are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value may also change, which can affect the amount owed each year. For homeowners, the tax bill is determined by multiplying the assessed value by the applicable tax rate, with local budgets and levies helping shape the final amount.
In Elrama, the median home price is $66,250, and the median property tax bill is $1,344. That is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can still vary widely: the 25th percentile is $1,138, the 75th percentile is $1,598, and the 90th percentile is $2,078. These differences show how property taxes can affect homeowners differently depending on the assessed value of the home and the local tax rate.
Median Elrama Tax Bill
$1,344
Median Washington County Tax Bill
$2,604
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Elrama, Washington County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15038 | $690 | $1,138 | $1,344 | $1,598 | $2,078 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Washington Tax Assessor | |
| Website | tyler.washcopa.org |