Property Taxes in Bluffton, South Carolina
Median Bluffton, South Carolina effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Bluffton, South Carolina home value: $450,300
Median annual Bluffton, South Carolina tax bill: $2,229, $171 lower lower than the national median property tax bill of $2,400.
How are property taxes in Beaufort calculated?
Property taxes in Bluffton, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bluffton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bluffton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Bluffton Property Tax Calculator Work?
Use this Bluffton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bluffton's median effective tax rate of 0.47% — based on actual property records in Beaufort County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bluffton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bluffton: rates range from $1,559.00 in 29909 to $2,537.00 in 29910, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bluffton.
About Bluffton Property Taxes
About Property Taxes in Bluffton, Beaufort, South Carolina
Bluffton’s median effective property tax rate of 0.47% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Beaufort County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bluffton. Homeowners in the 29910 ZIP code carry a median effective rate of 0.50%, while the lowest ZIP code also sits at 0.50%. The median home price in the highest-tax ZIP code is $474,900, and the median tax bill there is $2,537, compared with $1,559 in 29909. Understanding which part of Bluffton you live in can make a meaningful difference to your annual tax bill.
Bluffton homeowners who believe their assessed value is too high can file a formal appeal with the Beaufort County Tax Assessor before the January 15, 2027 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bluffton, Beaufort County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bluffton's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bluffton Tax Rate
0.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Beaufort County Tax Rate
0.60%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Bluffton, Beaufort County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29909 | 0.26% | 0.30% | 0.35% | 0.51% | 1.05% |
| 29910 | 0.28% | 0.37% | 0.50% | 0.89% | 1.46% |
Source: Ownwell
Property Tax Assessment Values Across Bluffton, Beaufort County, South Carolina
When examining property taxes in Bluffton, South Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Beaufort County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Beaufort County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Bluffton is $450,300, with tax bills ranging significantly across the county. Zip code 29910 has the highest median home price at $474,900. Bluffton’s median property tax bill is $2,229, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across Bluffton, Beaufort County, South Carolina
Source: Ownwell
$43,500
$978,375
$1,913,250
Median Bluffton Market Value
$450,300
Median Beaufort County Market Value
$434,300
Median South Carolina Market Value
$188,850
Median United States Market Value
$274,101
Property Tax Assessment Values Across Bluffton, Beaufort County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29909 | $317,070 | $361,425 | $422,900 | $502,975 | $601,930 |
| 29910 | $227,610 | $331,200 | $474,900 | $770,750 | $1,371,470 |
Source: Ownwell
Property Tax Bills Across Bluffton, Beaufort County, South Carolina
Property tax bills in Bluffton are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Beaufort County, the size of the bill depends on how the home is valued, any exemptions that may apply, and the taxing jurisdictions that collect revenue from the property. With a median home price of $450,300, tax bills can vary widely from one neighborhood to another.
The median tax bill is $2,537 in ZIP code 29910 and $1,559 in ZIP code 29909, showing how location can affect what homeowners owe. Across Bluffton, tax bills range from $1,344 at the 25th percentile to $4,100 at the 75th percentile, with the highest bills reaching $7,555 at the 90th percentile. For homeowners, this means property taxes can be a major ongoing housing cost, and even small changes in assessed value can significantly affect the annual bill.
Median Bluffton Tax Bill
$2,229
Median Beaufort County Tax Bill
$2,445
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$3,209
Property Tax Bills Across Bluffton, Beaufort County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29909 | $961 | $1,208 | $1,559 | $2,814 | $4,683 |
| 29910 | $762 | $1,492 | $2,537 | $4,545 | $8,919 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | November 30 |
Links | |
|---|---|
| Beaufort Tax Assessor | |
| Website | sc-beaufort.publicaccessnow.com |