Property Taxes in Saint Stephen, South Carolina
Median Saint Stephen, South Carolina effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Saint Stephen, South Carolina home value: $176,100
Median annual Saint Stephen, South Carolina tax bill: $813, lower than the national median property tax bill of $2,400.
How are property taxes in Berkeley calculated?
Property taxes in Saint Stephen, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Stephen's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Stephen, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Saint Stephen Property Tax Calculator Work?
Use this Saint Stephen property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Stephen's median effective tax rate of 0.41% — based on actual property records in Berkeley County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Stephen's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Stephen: rates range from 0.41% in 29479 to 0.41% in 29479, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Stephen.
About Saint Stephen Property Taxes
About Property Taxes in Saint Stephen, Berkeley, South Carolina
Saint Stephen's median effective property tax rate of 0.41% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Berkeley County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Stephen. Homeowners in ZIP code 29479 carry a median effective rate of 0.41%, while those in the same ZIP code also pay 0.41%. This reflects how school district boundaries and local assessment districts are drawn across Berkeley County. Understanding where you live in Saint Stephen can make a meaningful difference to your annual tax bill.
Saint Stephen homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the January 15, 2027 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Stephen, Berkeley County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Stephen's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Property Tax Rates Across Saint Stephen, Berkeley County, South Carolina
Source: Ownwell
0.29%
0.37%
0.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Stephen Tax Rate
0.41%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berkeley County Tax Rate
0.40%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Saint Stephen, Berkeley County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29479 | 0.23% | 0.30% | 0.41% | 0.99% | 1.43% |
Source: Ownwell
Property Tax Assessment Values Across Saint Stephen, Berkeley County, South Carolina
When examining property taxes in Saint Stephen, South Carolina, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Berkeley County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach property owners by the middle of the month. Each notice includes both market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Saint Stephen is $176,100, with a median tax bill of $813. That is well below the national median property tax bill of $2,400. In the area, tax bills range from $533 at the 25th percentile to $1,372 at the 75th percentile, and the highest median home price is in ZIP code 29479 at $176,100.
Property Tax Assessment Values Across Saint Stephen, Berkeley County, South Carolina
Source: Ownwell
$144,900
$688,600
$1,232,300
Median Saint Stephen Market Value
$176,100
Median Berkeley County Market Value
$348,700
Median South Carolina Market Value
$188,850
Median United States Market Value
$274,101
Property Tax Assessment Values Across Saint Stephen, Berkeley County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29479 | $60,840 | $110,900 | $176,100 | $256,500 | $353,860 |
Source: Ownwell
Property Tax Bills Across Saint Stephen, Berkeley County, South Carolina
Property tax bills in Saint Stephen are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. For homeowners in Berkeley County, the median home price is $176,100, and the size of the final bill depends on how local assessments compare with market value, along with any exemptions or special taxing districts that apply.
What a homeowner pays can vary widely. The 25th percentile tax bill is $533, while the 75th percentile is $1,372 and the 90th percentile reaches $2,342. The median tax bill in ZIP code 29479 is $813, which shows how local conditions can affect taxes even within the same city.
Because property taxes are tied to assessed value, changes in the market or in a home’s assessment can raise or lower a bill from year to year. For many homeowners, that means property taxes are a major ongoing housing cost and an important part of understanding affordability.
Property Tax Bills Across Saint Stephen, Berkeley County, South Carolina
Source: Ownwell
$746
$3,444
$6,142
Median Saint Stephen Tax Bill
$813
Median Berkeley County Tax Bill
$1,495
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$3,209
Property Tax Bills Across Saint Stephen, Berkeley County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29479 | $353 | $533 | $813 | $1,372 | $2,342 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 15 |
Links | |
|---|---|
| Berkeley Tax Assessor | |
| Website | berkeleycountysc.gov |