Property Taxes in Summerville, South Carolina
Median Summerville, South Carolina effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Summerville, South Carolina home value: $391,400
Median annual Summerville, South Carolina tax bill: $1,636, $764 lower and lower than the national median property tax bill of $2,400.
How are property taxes in Berkeley calculated?
Property taxes in Summerville, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Summerville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Summerville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Summerville Property Tax Calculator Work?
Use this Summerville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Summerville's median effective tax rate of 0.41% — based on actual property records in Berkeley County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Summerville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Summerville: rates range from $1,467 in 29483 to $1,657 in 29486, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Summerville.
About Summerville Property Taxes
About Property Taxes in Summerville, Berkeley, SC
Summerville’s median effective property tax rate of 0.41% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Berkeley County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Summerville. Homeowners in ZIP code 29483 carry a median effective rate of 0.43%, while those in 29486 pay 0.41%. This spread reflects how school district boundaries and local assessment districts are drawn across Berkeley County, and it can make a meaningful difference to your annual tax bill.
Summerville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the January 15, 2027 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Summerville, Berkeley County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Summerville's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Property Tax Rates Across Summerville, Berkeley County, South Carolina
Source: Ownwell
0.29%
0.37%
0.46%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Summerville Tax Rate
0.41%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berkeley County Tax Rate
0.40%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Summerville, Berkeley County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29483 | 0.27% | 0.36% | 0.43% | 0.57% | 1.40% |
| 29486 | 0.24% | 0.31% | 0.41% | 0.55% | 1.46% |
Source: Ownwell
Property Tax Assessment Values Across Summerville, Berkeley County, South Carolina
When examining property taxes in Summerville, South Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Berkeley County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Berkeley County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives a notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Summerville is $391,400, with tax bills ranging significantly across the county. ZIP code 29486 has the highest median home price at $399,800.
Property Tax Assessment Values Across Summerville, Berkeley County, South Carolina
Source: Ownwell
$144,900
$688,600
$1,232,300
Median Summerville Market Value
$391,400
Median Berkeley County Market Value
$348,700
Median South Carolina Market Value
$188,850
Median United States Market Value
$274,101
Property Tax Assessment Values Across Summerville, Berkeley County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29483 | $238,500 | $271,200 | $313,000 | $385,700 | $460,400 |
| 29486 | $262,200 | $321,500 | $399,800 | $494,700 | $594,100 |
Source: Ownwell
Property Tax Bills Across Summerville, Berkeley County, South Carolina
Property tax bills in Summerville are based on the assessed value of a home, which is then multiplied by the local tax rate. For a home with a median market value of $391,400, the amount a homeowner pays can vary widely depending on the property’s assessed value and any exemptions or local taxing jurisdictions that apply.
The typical tax bill in the area falls between $1,165 at the 25th percentile and $2,551 at the 75th percentile, while the 90th percentile reaches $5,002. That means homeowners with similar homes may still see very different bills if their assessed values differ or if they qualify for tax relief. The highest median tax bill is $1,657 in ZIP code 29486, while the lowest median tax bill is $1,467 in ZIP code 29483.
Compared with the national median property tax rate of 1.02% and national median tax bill of $2,400, Summerville homeowners may experience bills that are lower or higher depending on where they live and how their property is assessed.
Property Tax Bills Across Summerville, Berkeley County, South Carolina
Source: Ownwell
$746
$3,444
$6,142
Median Summerville Tax Bill
$1,636
Median Berkeley County Tax Bill
$1,495
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$3,209
Property Tax Bills Across Summerville, Berkeley County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29483 | $734 | $1,129 | $1,467 | $2,382 | $4,208 |
| 29486 | $738 | $1,168 | $1,657 | $2,559 | $5,059 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 15 |
Links | |
|---|---|
| Berkeley Tax Assessor | |
| Website | berkeleycountysc.gov |