Bradley County, Tennessee Property Taxes

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Property Taxes in Bradley County, Tennessee

Median Bradley County effective property tax rate: 0.44%, significantly lower than the national median of 1.02%.
Median Bradley County home value: $156,000
Median annual Bradley County tax bill: $639, $1,761 lower than the national median property tax bill of $2,400.

How are property taxes in Bradley County calculated?

Property taxes in Bradley County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Bradley County or another part of Bradley County, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Bradley County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.44%

Estimate Property Tax Bill

$686

$637

How Does the Bradley County Property Tax Calculator Work?

Use this Bradley County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bradley County's median effective tax rate of 0.44% to generate your estimate.

Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.

Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Bradley County's median tax rate is lower than Tennessee's 0.54% median rate, and the county's median tax bill of $639 is far below the national median property tax bill of $2,400.

For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Bradley County.

Property Tax Rates Across Bradley County, Tennessee

What Are Effective Property Tax Rates Across Bradley County?

Local government entities set tax rates, which vary widely across Bradley County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Bradley County's effective property tax rate to other counties in Tennessee or the U.S. median of 1.02%.

Bradley County's median effective rate stands at 0.44%, which is lower than the national median of 1.02%. Within Bradley County, the highest rate is found in Old Fort at 0.45%, while Cleveland has the lowest at 0.44%.

These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Bradley County, Tennessee

Source: Ownwell

0.36%

0.40%

0.45%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bradley County Tax Rate

0.44%

Median Effective Tennessee Tax Rate

0.54%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bradley County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Charleston	0.44%	0.44%	0.45%	0.45%	0.46%
Cleveland	0.36%	0.36%	0.44%	0.44%	0.45%
Georgetown	0.44%	0.44%	0.45%	0.45%	0.45%
Mc Donald	0.44%	0.45%	0.45%	0.45%	0.45%
Old Fort	0.45%	0.45%	0.45%	0.45%	0.45%
Apison	N/A	N/A	N/A	N/A	N/A
Birchwood	N/A	N/A	N/A	N/A	N/A
Dayton	N/A	N/A	N/A	N/A	N/A
Ringgold	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Bradley County, Tennessee

When examining property taxes in Bradley County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bradley County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Bradley County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bradley County.

For example, the median tax bill in Bradley County is $639, with tax bills ranging significantly across the county. Cleveland has the highest median home price at $159,600.

Property Tax Assessment Values Across Bradley County, Tennessee

Source: Ownwell

$78,000

$141,650

$205,300

Median Bradley County Market Value

$156,000

Median Tennessee Market Value

$213,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bradley County, Tennessee

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Charleston	$17,690	$43,250	$148,650	$256,700	$377,820
Cleveland	$23,500	$83,900	$159,600	$236,600	$328,500
Georgetown	$11,700	$36,400	$146,000	$252,700	$376,220
Mc Donald	$17,850	$49,500	$143,700	$257,025	$396,530
Old Fort	$22,480	$38,050	$78,000	$173,550	$254,440
Apison	N/A	N/A	N/A	N/A	N/A
Birchwood	N/A	N/A	N/A	N/A	N/A
Dayton	N/A	N/A	N/A	N/A	N/A
Ringgold	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Bradley County, Tennessee

Property tax bills in Bradley County are calculated by applying the local tax rate to a property’s assessed value, which is based on its market value. The county’s median home price is $156,000, so even modest changes in assessment can affect what a homeowner owes. Local taxing authorities use that assessed value to determine the final bill, and the amount can vary depending on where the home is located within the county.

For many homeowners, the tax bill is a meaningful part of annual housing costs. In Bradley County, the 25th percentile tax bill is $294, while the 75th percentile reaches $967 and the 90th percentile climbs to $1,374. The median tax bill is lower in Old Fort at $335.00 and higher in Charleston at $716.00, showing how location can influence property taxes even within the same county.

Property Tax Bills Across Bradley County, Tennessee

Source: Ownwell

$335

$567

$799

Median Bradley County Tax Bill

$639

Median Tennessee Tax Bill

$1,126

Median United States Tax Bill

$2,400

Property Tax Bills Across Bradley County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Charleston	$92	$224	$716	$1,180	$1,723
Cleveland	$96	$319	$641	$952	$1,332
Georgetown	$48	$158	$644	$1,125	$1,685
Mc Donald	$84	$232	$667	$1,171	$1,834
Old Fort	$104	$176	$335	$754	$1,103
Apison	N/A	N/A	N/A	N/A	N/A
Birchwood	N/A	N/A	N/A	N/A	N/A
Dayton	N/A	N/A	N/A	N/A	N/A
Ringgold	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	May 31

Links
Bradley Tax Assessor
Website	assessment.cot.tn.gov

Frequently Asked Property Tax Questions in Bradley County, Tennessee

How are property taxes calculated in Bradley County, Tennessee?

Property taxes in Bradley County, Tennessee are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Bradley County, Tennessee?

To appeal your property taxes in Bradley County, Tennessee, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Bradley County, Tennessee?

Common property tax exemptions in Bradley County, Tennessee include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Bradley County, Tennessee?

Property tax deadlines in Bradley County, Tennessee vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Bradley County, Tennessee?

Ownwell provides professional property tax appeal services in Bradley County, Tennessee. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.