Cheatham County, Tennessee Property Taxes
Property Taxes in Cheatham County, Tennessee
Median Cheatham County effective property tax rate: 0.43%, significantly lower than the national median of 1.02%.
Median Cheatham County home value: $347,500
Median annual Cheatham County tax bill: $1,443, $957 lower than the national median property tax bill of $2,400.
How are property taxes in Cheatham County calculated?
Property taxes in Cheatham County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why do property taxes vary in Cheatham County?
Property taxes in Cheatham County can vary because the assessed value, exemptions, and local tax details all affect what homeowners and investors owe.
Can exemptions lower a property tax bill in Cheatham County?
Yes. Property tax exemptions such as the homestead or senior exemption can reduce the assessed value and help lower the annual tax bill.
Understanding Cheatham County's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cheatham County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cheatham County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.43%
Estimate Property Tax Bill
$1,494
$1,387
How Does the Cheatham County Property Tax Calculator Work?
Use this Cheatham County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cheatham County's median effective tax rate of 0.43% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cheatham County's median tax bill is $1,443, compared with the national median property tax bill of $2,400 and the Tennessee median tax bill of $1,694 in White Bluff and $1,281 in Ashland City.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cheatham County.
Property Tax Rates Across Cheatham County, Tennessee
What Are Effective Property Tax Rates Across Cheatham County?
Local government entities set tax rates, which vary widely across Cheatham County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cheatham County's effective property tax rate to other counties in Tennessee or the U.S. median of 1.02%.
Cheatham County's median effective rate stands at 0.43%, which is lower than the national median of 1.02%. Within Cheatham County, the highest rate is found in CLARKSVILLE at 0.43%, while CHARLOTTE has the lowest at 0.41%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cheatham County Tax Rate
0.43%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cheatham County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ashland City | 0.40% | 0.40% | 0.43% | 0.43% | 0.43% |
| Cedar Hill | 0.43% | 0.43% | 0.43% | 0.43% | 0.43% |
| Chapmansboro | 0.40% | 0.43% | 0.43% | 0.43% | 0.43% |
| Charlotte | 0.23% | 0.41% | 0.41% | 0.43% | 0.43% |
| Clarksville | 0.23% | 0.43% | 0.43% | 0.43% | 0.43% |
| Joelton | 0.43% | 0.43% | 0.43% | 0.43% | 0.43% |
| Kingston Springs | 0.40% | 0.40% | 0.43% | 0.43% | 0.43% |
| Nashville | 0.43% | 0.43% | 0.43% | 0.43% | 0.43% |
| Pegram | 0.40% | 0.40% | 0.40% | 0.43% | 0.43% |
| Pleasant View | 0.40% | 0.40% | 0.40% | 0.40% | 0.43% |
| White Bluff | 0.21% | 0.32% | 0.43% | 0.43% | 0.43% |
| Fairview | N/A | N/A | N/A | N/A | N/A |
| Kingston Spgs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cheatham County, Tennessee
When examining property taxes in Cheatham County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cheatham County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cheatham County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cheatham County.
For example, the median tax bill in Cheatham County is $1,443, with tax bills ranging significantly across the county. White Bluff has the highest median home price at $457,200.
Property Tax Assessment Values Across Cheatham County, Tennessee
Source: Ownwell
$301,500
$379,350
$457,200
Median Cheatham County Market Value
$347,500
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cheatham County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ashland City | $155,740 | $232,700 | $307,700 | $420,800 | $583,400 |
| Cedar Hill | $167,240 | $237,025 | $301,500 | $473,900 | $813,000 |
| Chapmansboro | $175,120 | $254,900 | $339,600 | $492,750 | $717,800 |
| Charlotte | $127,400 | $184,650 | $341,800 | $506,600 | $908,100 |
| Clarksville | $232,000 | $277,275 | $355,100 | $567,600 | $863,450 |
| Joelton | $164,710 | $246,900 | $321,250 | $431,525 | $599,370 |
| Kingston Springs | $213,500 | $293,600 | $405,100 | $525,100 | $733,840 |
| Nashville | $139,300 | $223,500 | $338,800 | $539,200 | $697,400 |
| Pegram | $215,750 | $300,550 | $379,150 | $478,225 | $628,980 |
| Pleasant View | $251,650 | $309,900 | $391,150 | $498,800 | $631,650 |
| White Bluff | $216,430 | $292,975 | $457,200 | $649,000 | $992,710 |
| Fairview | N/A | N/A | N/A | N/A | N/A |
| Kingston Spgs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cheatham County, Tennessee
Property tax bills in Cheatham County are based on a home’s assessed value, not its market price alone. Local taxing authorities apply the county’s tax rate to the assessed value to determine the annual bill, and that amount can vary depending on where the property is located and which local services support it.
For homeowners, this means a higher assessed value can lead to a larger tax bill, even if the home has not been sold. The county’s median home price is $347,500, and property tax bills vary across the area. The lowest median tax bill is $1,281.00 in Ashland City, while the highest median tax bill is $1,694.00 in White Bluff.
Across the county, many bills fall between $1,066 and $1,907, with some reaching $2,506. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Cheatham County homeowners may see bills that are lower or higher depending on their assessed value and location.
Median Cheatham County Tax Bill
$1,443
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Cheatham County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ashland City | $630 | $937 | $1,281 | $1,754 | $2,303 |
| Cedar Hill | $724 | $1,026 | $1,304 | $1,932 | $2,862 |
| Chapmansboro | $744 | $1,082 | $1,443 | $2,008 | $2,739 |
| Charlotte | $526 | $750 | $1,331 | $1,812 | $2,611 |
| Clarksville | $954 | $1,184 | $1,446 | $2,126 | $2,672 |
| Joelton | $709 | $1,073 | $1,390 | $1,802 | $2,373 |
| Kingston Springs | $893 | $1,247 | $1,678 | $2,155 | $2,924 |
| Nashville | $603 | $966 | $1,466 | $2,031 | $3,018 |
| Pegram | $894 | $1,233 | $1,538 | $1,935 | $2,545 |
| Pleasant View | $1,031 | $1,254 | $1,599 | $2,002 | $2,490 |
| White Bluff | $830 | $1,182 | $1,694 | $2,207 | $3,038 |
| Fairview | N/A | N/A | N/A | N/A | N/A |
| Kingston Spgs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 12 |
Links | |
|---|---|
| Cheatham Tax Assessor | |
| Website | assessment.cot.tn.gov |