Nashville, Cheatham County, Tennessee Property Taxes

Name: Property Tax Bills Across Nashville, Cheatham County, Tennessee
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Nashville, TN effective property tax rate: 0.70%, significantly lower than the national median of 1.02%, but higher than the Tennessee state median of 0.64%.
Median Nashville, TN home value: $196,900
Median annual Nashville, TN tax bill: $1,376, $1,024 lower than the national median property tax bill of $2,400.

How are property taxes in Cheatham calculated?

Property taxes in Nashville, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Nashville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Nashville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Nashville, Cheatham County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.43%

Estimate Property Tax Bill

$1,457

$1,352

Ownwell’s Nashville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Nashville with just two data points. By entering your property's estimated assessed value, our calculator applies Nashville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cheatham County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Nashville, Cheatham County, Tennessee

Local government entities set tax rates, which can vary widely within a state. Each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Nashville in Cheatham County, TN, has an effective property tax rate that aligns with the median property tax rate of 0.70% in Tennessee. This rate is significantly lower than the national median property tax rate of 1.02%. The property tax bill in Nashville is likely to be more affordable compared to the national median property tax bill of $2,400.

By understanding how Nashville's property tax rate compares to other cities and the national average, property owners can make informed decisions about their investments. With a lower tax burden, Nashville presents an appealing option for homeowners looking to maximize their investment while enjoying the benefits of residing in a vibrant city.

Property Tax Rates Across Nashville, Cheatham County, Tennessee

Source: Ownwell

0.40%

0.42%

0.43%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Nashville Tax Rate

0.43%

Median Effective Cheatham County Tax Rate

0.43%

Median Effective Tennessee Tax Rate

0.54%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Nashville, Cheatham County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
37209	0.43%	0.43%	0.43%	0.43%	0.43%

Source: Ownwell

Property Tax Assessment Values Across Nashville, Cheatham County, Tennessee

When examining property taxes in Nashville, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cheatham County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Cheatham County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Nashville. For example, the median home price in Nashville is $196,900, with tax bills ranging significantly across the county. Zip code 37209 has the highest median home price at $196,900.

Property Tax Assessment Values Across Nashville, Cheatham County, Tennessee

Source: Ownwell

$301,500

$379,350

$457,200

Median Nashville Market Value

$338,800

Median Cheatham County Market Value

$347,500

Median Tennessee Market Value

$213,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Nashville, Cheatham County, Tennessee

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
37209	$139,300	$223,500	$338,800	$539,200	$697,400

Source: Ownwell

Property Tax Bills Across Nashville, Cheatham County, Tennessee

In Nashville, located in Cheatham County, TN, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. This assessed value is then multiplied by the local tax rate to determine the tax bill. With a median home price of $196,900, homeowners in Nashville can expect their tax bills to vary significantly. At the 25th percentile, tax bills are around $703, while those at the 75th percentile reach up to $2,047. The highest median tax bill recorded in the area is $1,376, notably in the 37209 zip code. Compared to the national median property tax bill of $2,400, Nashville's figures are relatively moderate, offering potential savings for residents. However, these taxes can still be a burden for some homeowners. This is where Ownwell comes in, assisting homeowners by providing expert property tax appeal and exemption services. By leveraging their expertise, Ownwell can help reduce your tax burden, ensuring you pay only what is fair.

Property Tax Bills Across Nashville, Cheatham County, Tennessee

Source: Ownwell

$1,281

$1,488

$1,694

Median Nashville Tax Bill

$1,466

Median Cheatham County Tax Bill

$1,443

Median Tennessee Tax Bill

$1,126

Median United States Tax Bill

$2,400

Property Tax Bills Across Nashville, Cheatham County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
37209	$603	$966	$1,466	$2,031	$3,018

Source: Ownwell