Cumberland County, Tennessee Property Taxes
Property Taxes in Cumberland County, Tennessee
Median Cumberland County effective property tax rate: 0.28%, significantly lower than the national median of 1.02%.
Median Cumberland County home value: $184,600
Median annual Cumberland County tax bill: $505, significantly lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland County calculated?
Property taxes in Cumberland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cumberland County or another part of Cumberland County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cumberland County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.28%
Estimate Property Tax Bill
$517
$480
How Does the Cumberland County Property Tax Calculator Work?
Use this Cumberland County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cumberland County's median effective tax rate of 0.28% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cumberland County’s median tax rate is lower than the Tennessee median tax rate of 0.54%, and the county’s median tax bill of $505 is lower than the Tennessee median tax bill by $1,895.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cumberland County.
Property Tax Rates Across Cumberland County, Tennessee
What Are Effective Property Tax Rates Across Cumberland County?
Local government entities set tax rates, which vary widely across Cumberland County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cumberland County's effective property tax rate to other counties in Tennessee or the U.S. median of 1.02%.
Cumberland County's median effective rate stands at 0.28%, which is lower than the national median of 1.02%. Within Cumberland County, the highest rate is found in Crossville at 0.28%, while Crossville has the lowest at 0.28%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
0.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cumberland County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Crab Orchard | 0.28% | 0.28% | 0.28% | 0.28% | 0.28% |
| Crossville | 0.28% | 0.28% | 0.28% | 0.28% | 0.28% |
| Grandview | 0.26% | 0.28% | 0.28% | 0.28% | 0.28% |
| Monterey | 0.28% | 0.28% | 0.28% | 0.28% | 0.28% |
| Pikeville | 0.28% | 0.28% | 0.28% | 0.28% | 0.28% |
| Rockwood | 0.28% | 0.28% | 0.28% | 0.28% | 0.28% |
| Sparta | 0.28% | 0.28% | 0.28% | 0.28% | 0.28% |
| Fairfield Glade | N/A | N/A | N/A | N/A | N/A |
| Pleasant Hill | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, Tennessee
When examining property taxes in Cumberland County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County property assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cumberland County.
For example, the median tax bill in Cumberland County is $505, with tax bills ranging significantly across the county. Monterey has the highest median home price at $232,500.
Property Tax Assessment Values Across Cumberland County, Tennessee
Source: Ownwell
$95,000
$196,725
$298,450
Median Cumberland County Market Value
$184,600
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cumberland County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Crab Orchard | $34,550 | $61,375 | $105,550 | $175,250 | $288,700 |
| Crossville | $40,700 | $111,200 | $190,600 | $293,800 | $415,760 |
| Grandview | $26,180 | $56,350 | $104,100 | $169,600 | $245,970 |
| Monterey | $58,700 | $138,000 | $232,500 | $332,300 | $443,580 |
| Pikeville | $66,480 | $80,100 | $161,100 | $237,700 | $346,200 |
| Rockwood | $29,000 | $51,400 | $95,000 | $168,550 | $248,900 |
| Sparta | $31,280 | $55,525 | $112,000 | $169,225 | $243,390 |
| Fairfield Glade | N/A | N/A | N/A | N/A | N/A |
| Pleasant Hill | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cumberland County, Tennessee
Property tax bills in Cumberland County are calculated from a home’s assessed value, not its market listing price alone. The assessed value is multiplied by the local tax rate to determine the annual bill, so changes in home value or local rates can affect what a homeowner pays. For a county with a median home price of $184,600, that calculation can still produce very different outcomes depending on the property and location.
In Cumberland County, the 25th percentile tax bill is $274, the 75th percentile is $778, and the 90th percentile is $1,115, showing how widely bills can vary. The lowest median tax bill is $267 in Rockwood, while the highest median tax bill is $629 in Monterey. These differences reflect factors such as assessed value, neighborhood, and local taxing jurisdictions. For homeowners, that means two similar homes can face noticeably different tax bills, making it important to understand how assessments influence the final amount due.
Median Cumberland County Tax Bill
$505
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Cumberland County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Crab Orchard | $98 | $174 | $282 | $461 | $770 |
| Crossville | $108 | $302 | $522 | $797 | $1,135 |
| Grandview | $71 | $140 | $292 | $474 | $683 |
| Monterey | $146 | $380 | $629 | $910 | $1,244 |
| Pikeville | $219 | $234 | $478 | $882 | $1,227 |
| Rockwood | $83 | $143 | $267 | $479 | $708 |
| Sparta | $89 | $156 | $306 | $467 | $663 |
| Fairfield Glade | N/A | N/A | N/A | N/A | N/A |
| Pleasant Hill | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | assessment.cot.tn.gov |