Property Taxes in Nashville, Tennessee
Median Nashville, Tennessee effective property tax rate: 0.81%, significantly lower than the national median of 1.02%, and higher than the Tennessee state median of 0.54%.
Median Nashville, Tennessee home value: $325,300
Median annual Nashville, Tennessee tax bill: $2,667, $267 higher than the national median property tax bill of $2,400.
How are property taxes in Davidson calculated?
Property taxes in Nashville, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Nashville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Nashville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Nashville Property Tax Calculator Work?
Use this Nashville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Nashville's median effective tax rate of 0.81% — based on actual property records in Davidson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Nashville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Nashville: rates range from $1,786.00 in 37218 to $5,997.00 in 37215, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Nashville.
About Nashville Property Taxes
About Property Taxes in Nashville, Davidson, Tennessee
Nashville’s median effective property tax rate of 0.81% is lower than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Davidson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Nashville. Homeowners in the 37201 ZIP code carry a median effective rate of 0.85%, while those in 37221 pay 0.73%. This spread — 0.12 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Davidson County. Understanding which part of Nashville you live in can make a meaningful difference to your annual tax bill.
Nashville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Nashville, Davidson County, Tennessee
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Nashville's effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Nashville Tax Rate
0.81%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Davidson County Tax Rate
0.81%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Nashville, Davidson County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37201 | 0.85% | 0.85% | 0.85% | 1.30% | 1.35% |
| 37203 | 0.81% | 0.81% | 0.81% | 0.84% | 1.30% |
| 37204 | 0.73% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37205 | 0.73% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37206 | 0.81% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37207 | 0.73% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37208 | 0.81% | 0.81% | 0.81% | 0.81% | 1.30% |
| 37209 | 0.81% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37210 | 0.81% | 0.81% | 0.81% | 0.81% | 0.85% |
| 37211 | 0.73% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37212 | 0.81% | 0.81% | 0.81% | 0.81% | 1.30% |
| 37214 | 0.73% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37215 | 0.73% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37216 | 0.81% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37217 | 0.81% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37218 | 0.73% | 0.81% | 0.81% | 0.81% | 0.81% |
| 37219 | 0.81% | 0.85% | 0.85% | 0.85% | 1.30% |
| 37220 | 0.73% | 0.73% | 0.81% | 0.81% | 0.81% |
| 37221 | 0.73% | 0.73% | 0.73% | 0.73% | 0.73% |
| 37213 | N/A | N/A | N/A | N/A | N/A |
| 37228 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Nashville, Davidson County, Tennessee
When examining property taxes in Nashville, Tennessee, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Davidson County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Davidson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Nashville.
For example, the median home price in Nashville is $325,300, with tax bills ranging significantly across the county. 37215 has the highest median home price at $748,450.
Property Tax Assessment Values Across Nashville, Davidson County, Tennessee
Source: Ownwell
$181,100
$464,775
$748,450
Median Nashville Market Value
$325,300
Median Davidson County Market Value
$296,200
Median Tennessee Market Value
$213,900
Median United States Market Value
$274,101
Property Tax Assessment Values Across Nashville, Davidson County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37201 | $173,500 | $297,700 | $400,400 | $635,400 | $1,718,000 |
| 37203 | $229,900 | $308,375 | $434,250 | $624,600 | $828,920 |
| 37204 | $295,400 | $453,150 | $620,100 | $848,250 | $1,154,240 |
| 37205 | $272,400 | $417,900 | $645,400 | $1,060,400 | $1,869,260 |
| 37206 | $249,300 | $307,475 | $401,800 | $531,700 | $663,850 |
| 37207 | $159,500 | $192,725 | $247,500 | $322,500 | $425,600 |
| 37208 | $153,680 | $201,400 | $319,400 | $444,600 | $574,600 |
| 37209 | $174,660 | $267,650 | $360,700 | $491,000 | $609,860 |
| 37210 | $153,800 | $197,950 | $241,900 | $324,600 | $458,200 |
| 37211 | $165,590 | $213,825 | $273,700 | $351,700 | $441,010 |
| 37212 | $185,000 | $327,900 | $572,650 | $802,250 | $1,147,100 |
| 37214 | $179,000 | $215,425 | $259,450 | $314,800 | $379,600 |
| 37215 | $245,200 | $428,275 | $748,450 | $1,098,500 | $1,723,650 |
| 37216 | $219,260 | $273,575 | $333,050 | $416,725 | $497,570 |
| 37217 | $145,730 | $181,800 | $221,300 | $264,300 | $305,600 |
| 37218 | $133,850 | $167,400 | $218,950 | $311,675 | $418,200 |
| 37219 | $161,700 | $279,700 | $358,300 | $555,450 | $710,600 |
| 37220 | $382,330 | $444,100 | $568,500 | $886,025 | $1,623,230 |
| 37221 | $209,500 | $273,000 | $329,300 | $406,925 | $496,600 |
| 37213 | N/A | N/A | N/A | N/A | N/A |
| 37228 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Nashville, Davidson County, Tennessee
Property tax bills in Nashville are calculated by applying the local tax rate to the assessed value of a home, which is based on its market value. That means the amount a homeowner owes depends on how the property is valued and the tax rate set for Davidson County and local taxing authorities.
For a home with a median market value of $325,300, the tax bill can vary widely across the city. The 25th percentile tax bill is $1,950, while the 75th percentile is $4,082. At the high end, the 90th percentile reaches $6,566, showing how much taxes can rise for higher-valued or more heavily taxed properties.
Location also matters. The highest median tax bill is $5,997 in ZIP code 37215, while the lowest median tax bill is $1,786 in ZIP code 37218. For homeowners, this means property taxes can have a major impact on annual housing costs, especially when assessed values or tax rates increase.
Median Nashville Tax Bill
$2,667
Median Davidson County Tax Bill
$2,375
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$3,209
Property Tax Bills Across Nashville, Davidson County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37201 | $2,295 | $2,593 | $3,875 | $5,585 | $15,106 |
| 37203 | $2,066 | $2,759 | $4,078 | $5,683 | $7,761 |
| 37204 | $2,692 | $3,785 | $5,258 | $7,143 | $9,547 |
| 37205 | $2,323 | $3,454 | $5,354 | $8,593 | $14,658 |
| 37206 | $2,144 | $2,596 | $3,463 | $4,549 | $5,729 |
| 37207 | $1,316 | $1,595 | $2,014 | $2,652 | $3,717 |
| 37208 | $1,350 | $1,751 | $2,827 | $3,932 | $5,369 |
| 37209 | $1,625 | $2,236 | $3,046 | $4,131 | $5,315 |
| 37210 | $1,301 | $1,645 | $2,022 | $2,950 | $3,981 |
| 37211 | $1,377 | $1,743 | $2,240 | $2,837 | $3,496 |
| 37212 | $2,006 | $3,093 | $4,939 | $7,115 | $9,905 |
| 37214 | $1,415 | $1,732 | $2,105 | $2,537 | $3,117 |
| 37215 | $2,077 | $3,685 | $5,997 | $8,788 | $13,687 |
| 37216 | $1,900 | $2,292 | $2,817 | $3,575 | $4,332 |
| 37217 | $1,200 | $1,509 | $1,825 | $2,192 | $2,582 |
| 37218 | $1,089 | $1,367 | $1,786 | $2,449 | $3,352 |
| 37219 | $2,072 | $2,379 | $3,052 | $4,952 | $7,319 |
| 37220 | $3,095 | $3,601 | $4,502 | $6,716 | $11,791 |
| 37221 | $1,582 | $2,022 | $2,441 | $3,010 | $3,658 |
| 37213 | N/A | N/A | N/A | N/A | N/A |
| 37228 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 17 |
Links | |
|---|---|
| Davidson Tax Assessor | |
| Website | www.padctn.org |