Hardeman County, Tennessee Property Taxes
Property Taxes in Hardeman County, Tennessee
Median Hardeman County effective property tax rate: 0.45%, significantly lower than the national median of 1.02%.
Median Hardeman County home value: $111,200
Median annual Hardeman County tax bill: $508, $1,892 lower than the national median property tax bill of $2,400.
How are property taxes in Hardeman County calculated?
Property taxes in Hardeman County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Hardeman County or another part of Hardeman County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hardeman County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.45%
Estimate Property Tax Bill
$500
$464
How Does the Hardeman County Property Tax Calculator Work?
Use this Hardeman County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hardeman County's median effective tax rate of 0.45% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Hardeman County's median property tax bill is $508, which is lower than Tennessee's median bill by $1,892 and well below the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Hardeman County.
Property Tax Rates Across Hardeman County, Tennessee
What Are Effective Property Tax Rates Across Hardeman County?
Local government entities set tax rates, which vary widely across Hardeman County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Hardeman County's effective property tax rate to other counties in Tennessee or the U.S. median of 1.02%.
Hardeman County's median effective rate stands at 0.45%, which is lower than the national median of 1.02%. Within Hardeman County, the highest rate is found in SAULSBURY at 0.45%, while HICKORY VALLEY has the lowest at 0.45%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hardeman County Tax Rate
0.45%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hardeman County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bolivar | 0.32% | 0.45% | 0.45% | 0.45% | 0.45% |
| Grand Junction | 0.33% | 0.45% | 0.45% | 0.45% | 0.45% |
| Henderson | 0.22% | 0.33% | 0.45% | 0.45% | 0.45% |
| Hickory Valley | 0.24% | 0.36% | 0.45% | 0.45% | 0.45% |
| Hornsby | 0.26% | 0.38% | 0.45% | 0.45% | 0.45% |
| Medon | 0.32% | 0.45% | 0.45% | 0.45% | 0.45% |
| Mercer | 0.26% | 0.38% | 0.45% | 0.45% | 0.45% |
| Middleton | 0.27% | 0.41% | 0.45% | 0.45% | 0.45% |
| Pocahontas | 0.30% | 0.45% | 0.45% | 0.45% | 0.45% |
| Saulsbury | 0.33% | 0.45% | 0.45% | 0.45% | 0.45% |
| Toone | 0.27% | 0.43% | 0.45% | 0.45% | 0.45% |
| Whiteville | 0.25% | 0.45% | 0.45% | 0.45% | 0.45% |
Source: Ownwell
Property Tax Assessment Values Across Hardeman County, Tennessee
When examining property taxes in Hardeman County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hardeman County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hardeman County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Hardeman County is $508, which is far below the national median property tax bill of $2,400. Tax bills range significantly across the county, with Hickory Valley at $580 and Grand Junction at $368. Middleton has the highest median home price at $136,450.
Property Tax Assessment Values Across Hardeman County, Tennessee
Source: Ownwell
$90,700
$113,575
$136,450
Median Hardeman County Market Value
$111,200
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hardeman County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bolivar | $33,550 | $68,425 | $108,350 | $171,375 | $285,200 |
| Grand Junction | $20,240 | $38,700 | $90,700 | $141,800 | $235,520 |
| Henderson | $20,800 | $60,600 | $120,800 | $179,000 | $327,300 |
| Hickory Valley | $25,500 | $64,400 | $122,050 | $269,525 | $572,250 |
| Hornsby | $24,300 | $49,900 | $106,900 | $197,100 | $308,300 |
| Medon | $16,560 | $37,700 | $100,700 | $205,050 | $296,660 |
| Mercer | $34,770 | $70,900 | $123,300 | $183,200 | $468,700 |
| Middleton | $30,200 | $70,650 | $136,450 | $209,400 | $334,960 |
| Pocahontas | $22,700 | $47,600 | $113,400 | $188,100 | $296,800 |
| Saulsbury | $16,820 | $43,200 | $126,400 | $212,400 | $308,040 |
| Toone | $24,900 | $59,800 | $116,600 | $206,000 | $385,100 |
| Whiteville | $19,880 | $48,000 | $96,800 | $163,700 | $292,840 |
Source: Ownwell
Property Tax Bills Across Hardeman County, Tennessee
Property tax bills in Hardeman County are based on a home’s assessed value, which is tied to its market value, and the local tax rate applied to that assessment. When a property’s market value changes, the assessed value can change too, which can raise or lower the tax bill. For homeowners, that means the amount owed is not fixed and may shift as the housing market changes.
The county’s median home price is $111,200, and tax bills vary widely across the area. The 25th percentile tax bill is $243, while the 75th percentile is $860 and the 90th percentile is $1,355. That spread shows how different property values and local taxing decisions can affect what homeowners pay.
Some areas also see higher typical bills than others, with Hickory Valley posting the highest median tax bill at $580.00 and Grand Junction the lowest at $368.00. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Hardeman County homeowners often pay less, but bills can still rise if assessments increase.
Median Hardeman County Tax Bill
$508
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Hardeman County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bolivar | $129 | $299 | $503 | $863 | $1,387 |
| Grand Junction | $85 | $158 | $368 | $564 | $984 |
| Henderson | $76 | $244 | $537 | $792 | $1,448 |
| Hickory Valley | $101 | $254 | $580 | $1,106 | $1,989 |
| Hornsby | $80 | $212 | $509 | $881 | $1,372 |
| Medon | $81 | $164 | $448 | $799 | $1,189 |
| Mercer | $157 | $257 | $522 | $688 | $1,531 |
| Middleton | $131 | $298 | $571 | $857 | $1,315 |
| Pocahontas | $105 | $205 | $454 | $771 | $1,154 |
| Saulsbury | $77 | $195 | $561 | $908 | $1,227 |
| Toone | $124 | $271 | $546 | $941 | $1,637 |
| Whiteville | $90 | $202 | $457 | $831 | $1,436 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Hardeman Tax Assessor | |
| Website | assessment.cot.tn.gov |