Sparta, Putnam County, Tennessee Property Taxes
Median Sparta, TN effective property tax rate: 0.62%, significantly lower than the national median of 1.02%, but slightly lower than the Tennessee state median of 0.64%.
Median Sparta, TN home value: $125,900
Median annual Sparta, TN tax bill: $810, $1,590 lower than the national median property tax bill of $2,400.
How are property taxes in Putnam County calculated?
Property taxes in Sparta, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Sparta’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sparta, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Sparta, Putnam County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.66%
Estimate Property Tax Bill
$1,055
$979
Property Tax Rates Across Sparta, Putnam County, Tennessee
Local government entities are responsible for setting property tax rates, which can differ significantly across Tennessee. This variation occurs because each county annually determines the necessary budget to fund local services and divides it by the total assessed value of all taxable properties within its boundaries, resulting in the property tax rate. Although setting tax rates and budgets involves votes and legislation, this is the fundamental process followed each year.
In Sparta, located in White County, Tennessee, the effective property tax rate reflects this process. When comparing Sparta's property tax rate to other cities within Tennessee, it's essential to note that the median tax rate in Tennessee is generally lower than the national median property tax rate of 1.02%. This comparison provides valuable insight into how Sparta's property tax rate stands in relation to both state and national figures. Understanding these differences can help property owners make informed decisions regarding their property tax obligations and potential savings through appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sparta Tax Rate
0.66%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Putnam County Tax Rate
0.66%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sparta, Putnam County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38583 | 0.44% | 0.62% | 0.66% | 0.67% | 0.67% |
Source: Ownwell
Property Tax Assessment Values Across Sparta, Putnam County, Tennessee
When examining property taxes in Sparta, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Putnam County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Putnam County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sparta.
For example, the median home price in Sparta is $125,900, with tax bills ranging significantly across the county. The zip code 38583 has the highest median home price at $125,900.
Property Tax Assessment Values Across Sparta, Putnam County, Tennessee
Source: Ownwell
$125,300
$160,000
$194,700
Median Sparta Market Value
$159,900
Median Putnam County Market Value
$175,250
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sparta, Putnam County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38583 | $38,860 | $88,000 | $159,900 | $256,900 | $337,080 |
Source: Ownwell
Property Tax Bills Across Sparta, Putnam County, Tennessee
Median Sparta Tax Bill
$904
Median Putnam County Tax Bill
$1,188
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Sparta, Putnam County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38583 | $231 | $544 | $904 | $1,516 | $1,986 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Putnam Tax Assessor | |
| Website | assessment.cot.tn.gov |