Roane County, Tennessee Property Taxes

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Property Taxes in Roane County, Tennessee

Median Roane County effective property tax rate: 0.60%, significantly lower than the national median of 1.02%.
Median Roane County home value: $139,200
Median annual Roane County tax bill: $875, lower than the national median property tax bill of $2,400.

How are property taxes in Roane County calculated?

Property taxes in Roane County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Roane County or another part of Roane County, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Roane County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.6%

Estimate Property Tax Bill

$835

$775

How Does the Roane County Property Tax Calculator Work?

Use this Roane County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Roane County's median effective tax rate of 0.60% to generate your estimate.

Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.

Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Roane County's median effective tax rate is lower than Tennessee's 0.54% state median tax rate comparison? Wait.

Property Tax Rates Across Roane County, Tennessee

What Are Effective Property Tax Rates Across Roane County?

Local government entities set tax rates, which vary widely across Roane County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Roane County's effective property tax rate to other counties in Tennessee or the U.S. median of 1.02%.

Roane County's median effective rate stands at 0.60%, which is lower than the national median of 1.02%. Within Roane County, the highest rate is found in Harriman at 0.60%, while Oak Ridge has the lowest at 0.60%.

These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Roane County, Tennessee

Source: Ownwell

0.60%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Roane County Tax Rate

0.60%

Median Effective Tennessee Tax Rate

0.54%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Roane County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Harriman	0.60%	0.60%	0.60%	0.60%	0.60%
Kingston	0.60%	0.60%	0.60%	0.60%	0.60%
Lenoir City	0.43%	0.60%	0.60%	0.60%	0.60%
Loudon	0.60%	0.60%	0.60%	0.60%	0.60%
Oak Ridge	0.60%	0.60%	0.60%	0.60%	0.60%
Oliver Springs	0.60%	0.60%	0.60%	0.60%	0.60%
Philadelphia	0.37%	0.60%	0.60%	0.60%	0.60%
Rockwood	0.60%	0.60%	0.60%	0.60%	0.60%
Sweetwater	0.36%	0.60%	0.60%	0.60%	0.60%
Ten Mile	0.55%	0.60%	0.60%	0.60%	0.60%

Source: Ownwell

Property Tax Assessment Values Across Roane County, Tennessee

When examining property taxes in Roane County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Roane County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Roane County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Roane County is $875, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Oak Ridge has the highest median home price at $223,700.

Property Tax Assessment Values Across Roane County, Tennessee

Source: Ownwell

$104,600

$164,150

$223,700

Median Roane County Market Value

$139,200

Median Tennessee Market Value

$213,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Roane County, Tennessee

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Harriman	$32,500	$59,300	$104,600	$164,425	$266,690
Kingston	$57,000	$108,000	$166,000	$277,900	$446,880
Lenoir City	$47,540	$100,125	$183,050	$284,550	$439,830
Loudon	$34,600	$65,600	$122,300	$249,250	$410,960
Oak Ridge	$131,300	$176,900	$223,700	$281,700	$393,760
Oliver Springs	$40,020	$72,100	$126,900	$194,100	$271,920
Philadelphia	$27,290	$56,050	$111,600	$222,175	$372,930
Rockwood	$36,310	$60,500	$106,600	$184,050	$408,550
Sweetwater	$43,400	$79,250	$132,100	$208,500	$243,600
Ten Mile	$41,560	$96,100	$183,200	$352,000	$548,200

Source: Ownwell

Property Tax Bills Across Roane County, Tennessee

Roane County property tax bills are based on the assessed value of a home and the local tax rate applied to that value. When a property is assessed, the county estimates its market value, then uses the tax rate set by local taxing authorities to calculate the bill. Factors such as location, property characteristics, and changes in market conditions can all affect the final amount.

For homeowners, this means a higher assessed value usually leads to a higher tax bill, while a lower assessment can reduce what is owed. In Roane County, the median home price is $139,200, and tax bills can vary widely depending on where a home is located. The lowest median tax bill is $616 in Philadelphia, while Oak Ridge has the highest median tax bill at $1,414. Across the county, tax bills range from $485 at the 25th percentile to $2,463 at the 90th percentile, showing how much property taxes can differ from one homeowner to another.

Property Tax Bills Across Roane County, Tennessee

Source: Ownwell

$616

$1,015

$1,414

Median Roane County Tax Bill

$875

Median Tennessee Tax Bill

$1,126

Median United States Tax Bill

$2,400

Property Tax Bills Across Roane County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Harriman	$179	$394	$742	$1,136	$1,842
Kingston	$302	$623	$1,045	$1,741	$2,738
Lenoir City	$285	$593	$1,026	$1,547	$2,201
Loudon	$202	$388	$717	$1,364	$2,272
Oak Ridge	$1,361	$1,381	$1,414	$1,448	$1,468
Oliver Springs	$251	$500	$859	$1,226	$1,643
Philadelphia	$171	$330	$616	$1,044	$1,681
Rockwood	$262	$503	$868	$1,649	$3,266
Sweetwater	$260	$376	$793	$1,024	$1,438
Ten Mile	$245	$572	$1,060	$1,930	$3,012

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 1

Links
Roane Tax Assessor
Website	assessment.cot.tn.gov

Frequently Asked Property Tax Questions in Roane County, Tennessee

How are property taxes calculated in Roane County, Tennessee?

Property taxes in Roane County, Tennessee are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Roane County, Tennessee?

To appeal your property taxes in Roane County, Tennessee, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Roane County, Tennessee?

Common property tax exemptions in Roane County, Tennessee include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Roane County, Tennessee?

Property tax deadlines in Roane County, Tennessee vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Roane County, Tennessee?

Ownwell provides professional property tax appeal services in Roane County, Tennessee. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.