Murfreesboro, Rutherford County, Tennessee Property Taxes
Property Taxes in Murfreesboro, Tennessee
Median Murfreesboro, Tennessee effective property tax rate: 0.71%, significantly lower than the national median of 1.02%, and higher than the Tennessee state median of 0.54%.
Median Murfreesboro, Tennessee home value: $333,200
Median annual Murfreesboro, Tennessee tax bill: $2,052, $348 lower than the national median property tax bill of $2,400.
How are property taxes in Rutherford calculated?
Property taxes in Murfreesboro, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Murfreesboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Murfreesboro, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Murfreesboro, Rutherford County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.71%
Estimate Property Tax Bill
$2,366
$2,195
How Does the Murfreesboro Property Tax Calculator Work?
Use this Murfreesboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Murfreesboro's median effective tax rate of 0.71% — based on actual property records in Rutherford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Murfreesboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Murfreesboro: rates range from $1,851 in 37127 to $2,206 in 37128, primarily due to differences in school district levies and local assessment districts. Murfreesboro's median property tax bill of $2,052 is lower than the $2,400 national median property tax bill and $348 lower than the state median property tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Murfreesboro.
About Murfreesboro Property Taxes
About Property Taxes in Murfreesboro, Rutherford, Tennessee
Murfreesboro’s median effective property tax rate of 0.71% is higher than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Rutherford County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Murfreesboro. Homeowners in the 37130 ZIP code carry a median effective rate of 0.71%, while those in 37127 pay 0.47%. This spread — 0.24 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Rutherford County. Understanding which part of Murfreesboro you live in can make a meaningful difference to your annual tax bill.
Murfreesboro homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Murfreesboro, Rutherford County, Tennessee
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Murfreesboro's effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Murfreesboro Tax Rate
0.71%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rutherford County Tax Rate
0.60%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Murfreesboro, Rutherford County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37127 | 0.47% | 0.47% | 0.47% | 0.71% | 0.71% |
| 37128 | 0.47% | 0.47% | 0.71% | 0.71% | 0.71% |
| 37129 | 0.47% | 0.47% | 0.48% | 0.71% | 0.71% |
| 37130 | 0.47% | 0.59% | 0.71% | 0.71% | 0.71% |
| 37132 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Murfreesboro, Rutherford County, Tennessee
When examining property taxes in Murfreesboro, Tennessee, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rutherford County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Rutherford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Murfreesboro.
For example, the median home price in Murfreesboro is $333,200, with tax bills ranging significantly across the county. 37128 has the highest median home price at $348,300.
Property Tax Assessment Values Across Murfreesboro, Rutherford County, Tennessee
Source: Ownwell
$269,500
$381,650
$493,800
Median Murfreesboro Market Value
$333,200
Median Rutherford County Market Value
$323,200
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Murfreesboro, Rutherford County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37127 | $230,700 | $274,050 | $338,600 | $406,300 | $493,240 |
| 37128 | $243,200 | $281,800 | $348,300 | $432,100 | $522,300 |
| 37129 | $226,480 | $270,000 | $340,900 | $440,900 | $552,300 |
| 37130 | $179,150 | $226,100 | $286,100 | $397,800 | $550,600 |
| 37132 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Murfreesboro, Rutherford County, Tennessee
Property tax bills in Murfreesboro are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, and the final bill can vary depending on where the property is located within Rutherford County and whether any exemptions apply. For homeowners, this means two similar homes can receive different tax bills if their assessed values or tax rates differ.
With a median home price of $333,200, property taxes can be a meaningful part of ownership costs. The typical tax bill in the area falls between $1,552 at the 25th percentile and $2,723 at the 75th percentile, with the 90th percentile reaching $3,383. Even within the city, median tax bills range from $1,851 in ZIP code 37127 to $2,206 in ZIP code 37128. These differences show how assessment and location can affect what homeowners pay each year.
Property Tax Bills Across Murfreesboro, Rutherford County, Tennessee
Source: Ownwell
$1,353
$2,150
$2,947
Median Murfreesboro Tax Bill
$2,052
Median Rutherford County Tax Bill
$1,901
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Murfreesboro, Rutherford County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37127 | $1,175 | $1,478 | $1,851 | $2,554 | $3,132 |
| 37128 | $1,412 | $1,782 | $2,206 | $2,771 | $3,341 |
| 37129 | $1,157 | $1,430 | $1,970 | $2,737 | $3,364 |
| 37130 | $1,098 | $1,416 | $1,879 | $2,673 | $3,705 |
| 37132 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Rutherford Tax Assessor | |
| Website | secured.rutherfordcountytn.gov |