Tennessee Ridge, Stewart County, Tennessee Property Taxes
Property Taxes in Tennessee Ridge, Tennessee
Median Tennessee Ridge, Tennessee effective property tax rate: 0.37%, significantly lower than the national median of 1.02%, and lower than the Tennessee state median of 0.54%.
Median Tennessee Ridge, Tennessee home value: $214,050
Median annual Tennessee Ridge, Tennessee tax bill: $762, $1,638 lower than the national median property tax bill of $2,400.
How are property taxes in Stewart calculated?
Property taxes in Tennessee Ridge, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tennessee Ridge's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tennessee Ridge, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Tennessee Ridge, Stewart County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.37%
Estimate Property Tax Bill
$792
$735
How Does the Tennessee Ridge Property Tax Calculator Work?
Use this Tennessee Ridge property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Tennessee Ridge's median effective tax rate of 0.37% — based on actual property records in Stewart County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Tennessee Ridge's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Tennessee Ridge: rates are 0.37% in 37178, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Tennessee Ridge.
About Tennessee Ridge Property Taxes
About Property Taxes in Tennessee Ridge, Stewart, Tennessee
Tennessee Ridge's median effective property tax rate of 0.37% is lower than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Stewart County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Tennessee Ridge. Homeowners in the 37178 ZIP code carry a median effective rate of 0.37%, while those in the lowest ZIP code pay 0.37%. This spread reflects how school district boundaries and local assessment districts are drawn across Stewart County. Understanding which part of Tennessee Ridge you live in can make a meaningful difference to your annual tax bill.
Tennessee Ridge homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Tennessee Ridge, Stewart County, Tennessee
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Tennessee Ridge's effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tennessee Ridge Tax Rate
0.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stewart County Tax Rate
0.37%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tennessee Ridge, Stewart County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37178 | 0.23% | 0.33% | 0.37% | 0.37% | 0.37% |
Source: Ownwell
Property Tax Assessment Values Across Tennessee Ridge, Stewart County, Tennessee
When examining property taxes in Tennessee Ridge, Tennessee, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stewart County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Stewart County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Tennessee Ridge.
For example, the median home price in Tennessee Ridge is $214,050, with tax bills ranging significantly across the county. 37178 has the highest median home price at $214,050.
Property Tax Assessment Values Across Tennessee Ridge, Stewart County, Tennessee
Source: Ownwell
$110,700
$162,375
$214,050
Median Tennessee Ridge Market Value
$214,050
Median Stewart County Market Value
$185,950
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tennessee Ridge, Stewart County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37178 | $64,150 | $122,900 | $214,050 | $362,550 | $590,180 |
Source: Ownwell
Property Tax Bills Across Tennessee Ridge, Stewart County, Tennessee
Tennessee Ridge property tax bills are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessment to determine the amount owed each year, so a higher assessed value generally leads to a higher bill.
Several factors can affect the final tax bill, including the home’s characteristics, any changes in value, and the tax rate set for Stewart County. For homeowners in Tennessee Ridge, the median home price is $214,050, while the median tax bill is $762.00 in ZIP code 37178. That figure is well below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.
Tax bills matter because they directly affect monthly housing costs and long-term affordability. Even small changes in assessed value or tax rates can make a noticeable difference for homeowners.
Median Tennessee Ridge Tax Bill
$762
Median Stewart County Tax Bill
$684
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Tennessee Ridge, Stewart County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37178 | $226 | $444 | $762 | $1,189 | $1,661 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Stewart Tax Assessor | |
| Website | assessment.cot.tn.gov |