Sumner County, Tennessee Property Taxes
Property Taxes in Sumner County, Tennessee
Median Sumner County effective property tax rate: 0.36%, significantly lower than the national median of 1.02%.
Median Sumner County home value: $412,600
Median annual Sumner County tax bill: $1,462, lower than the national median property tax bill of $2,400.
How are property taxes in Sumner County calculated?
Property taxes in Sumner County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are Sumner County property taxes lower than the national median? The county’s 0.36% effective property tax rate is well below the national median of 1.02%, which helps keep annual bills more manageable for homeowners.
How does Sumner County compare with Tennessee? Sumner County’s median property tax rate is lower than Tennessee’s 0.54% median rate, and the county’s median tax bill is also lower than the state median by $938.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Sumner County or another part of the county, knowing local property tax details benefits homeowners and investors.
Last Updated April 13, 2026
Sumner County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.36%
Estimate Property Tax Bill
$1,485
$1,378
How Does the Sumner County Property Tax Calculator Work?
Use this Sumner County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Sumner County's median effective tax rate of 0.36% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Sumner County's median effective tax rate is lower than Tennessee's 0.54% median rate and well below the 1.02% national median rate. The county's median tax bill is $1,462, compared with Tennessee's $938 higher median bill difference from the county.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Sumner County.
Property Tax Rates Across Sumner County, Tennessee
What Are Effective Property Tax Rates Across Sumner County?
Local government entities set tax rates, which vary widely across Sumner County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Sumner County's effective property tax rate to other counties in Tennessee or the U.S. median of 1.02%.
Sumner County's median effective rate stands at 0.36%, which is lower than the national median of 1.02%. Within Sumner County, the highest rate is found in Gallatin at 0.36%, while Portland has the lowest at 0.36%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sumner County Tax Rate
0.36%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sumner County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bethpage | 0.18% | 0.36% | 0.36% | 0.36% | 0.36% |
| Castalian Springs | 0.31% | 0.36% | 0.36% | 0.36% | 0.36% |
| Cottontown | 0.27% | 0.36% | 0.36% | 0.36% | 0.36% |
| Gallatin | 0.36% | 0.36% | 0.36% | 0.36% | 0.36% |
| Goodlettsville | 0.36% | 0.36% | 0.36% | 0.36% | 0.36% |
| Hendersonville | 0.36% | 0.36% | 0.36% | 0.36% | 0.36% |
| Portland | 0.35% | 0.36% | 0.36% | 0.36% | 0.36% |
| Westmoreland | 0.20% | 0.36% | 0.36% | 0.36% | 0.36% |
| White House | 0.36% | 0.36% | 0.36% | 0.36% | 0.36% |
| Cross Plains | N/A | N/A | N/A | N/A | N/A |
| Millersville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Sumner County, Tennessee
When examining property taxes in Sumner County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sumner County property tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Sumner County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, the median tax bill in Sumner County is $1,462, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Hendersonville at $1,713 and Westmoreland at $844. Hendersonville also has the highest median home price at $476,100.
Property Tax Assessment Values Across Sumner County, Tennessee
Source: Ownwell
$252,500
$364,300
$476,100
Median Sumner County Market Value
$412,600
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sumner County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bethpage | $135,900 | $214,500 | $321,800 | $513,500 | $799,680 |
| Castalian Springs | $179,170 | $284,575 | $394,950 | $522,125 | $751,450 |
| Cottontown | $230,150 | $336,975 | $471,650 | $643,975 | $898,740 |
| Gallatin | $207,540 | $299,000 | $404,900 | $581,600 | $855,000 |
| Goodlettsville | $160,520 | $294,700 | $433,200 | $575,400 | $712,720 |
| Hendersonville | $308,000 | $375,000 | $476,100 | $616,600 | $793,010 |
| Portland | $170,920 | $237,500 | $301,500 | $410,450 | $598,000 |
| Westmoreland | $96,290 | $165,050 | $252,500 | $387,775 | $642,760 |
| White House | $253,320 | $296,650 | $382,100 | $445,000 | $516,300 |
| Cross Plains | N/A | N/A | N/A | N/A | N/A |
| Millersville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Sumner County, Tennessee
Property tax bills in Sumner County are calculated by applying the local tax rate to a home’s assessed value, which is based on its market value rather than what the owner originally paid. The assessed value is then used to determine the final bill after any exemptions or adjustments are applied. For homeowners, this means that changes in market conditions can directly affect what they owe each year.
Several factors influence the amount due, including the home’s location, size, condition, and neighborhood trends. In Sumner County, the median home price is $412,600, and property tax bills vary widely across the county. The 25th percentile tax bill is $1,063, while the 75th percentile is $2,015 and the 90th percentile is $2,679. Median tax bills also differ by city, from $844.00 in Westmoreland to $1,713.00 in Hendersonville.
Median Sumner County Tax Bill
$1,462
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Sumner County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bethpage | $424 | $695 | $1,061 | $1,528 | $2,120 |
| Castalian Springs | $607 | $975 | $1,368 | $1,750 | $2,234 |
| Cottontown | $757 | $1,132 | $1,600 | $2,132 | $2,796 |
| Gallatin | $726 | $1,072 | $1,454 | $2,071 | $2,969 |
| Goodlettsville | $553 | $1,047 | $1,552 | $2,053 | $2,532 |
| Hendersonville | $1,082 | $1,334 | $1,713 | $2,227 | $2,854 |
| Portland | $575 | $828 | $1,059 | $1,422 | $1,930 |
| Westmoreland | $318 | $557 | $844 | $1,206 | $1,735 |
| White House | $896 | $1,049 | $1,362 | $1,599 | $1,868 |
| Cross Plains | N/A | N/A | N/A | N/A | N/A |
| Millersville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 12 |
Links | |
|---|---|
| Sumner Tax Assessor | |
| Website | sumnertn.geopowered.com |