Gallatin, Sumner County, Tennessee Property Taxes

Name: Property Tax Bills Across Gallatin, Sumner County, Tennessee
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gallatin, TN effective property tax rate: 0.76%, significantly lower than the national median of 1.02%, but higher than the Tennessee state median of 0.64%.
Median Gallatin, TN home value: $255,500
Median annual Gallatin, TN tax bill: $1,840, $560 lower than the national median property tax bill of $2,400.

How are property taxes in Sumner calculated?

Property taxes in Gallatin, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gallatin’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gallatin, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gallatin, Sumner County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.76%

Estimate Property Tax Bill

$1,942

$1,802

Ownwell’s Gallatin Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gallatin with just two data points. By entering your property's estimated assessed value, our calculator applies Gallatin’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Sumner. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gallatin, Sumner County, Tennessee

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Gallatin in Sumner County, TN, offers a unique perspective on property taxes. The effective property tax rate here is 0.76%, which is below the national median of 1.02%. This lower rate can be attractive to property owners when compared to other cities in Tennessee and across the United States. The median property tax bill in Gallatin is also likely to be lower than the national median of $2,400, offering further financial relief to homeowners. Such favorable tax conditions can make Gallatin a compelling choice for those considering relocation or investment in property. Understanding these nuances can help potential buyers and current homeowners make informed decisions about property investments in this region.

Property Tax Rates Across Gallatin, Sumner County, Tennessee

Source: Ownwell

0.56%

0.73%

0.90%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gallatin Tax Rate

0.76%

Median Effective Sumner County Tax Rate

0.76%

Median Effective Tennessee Tax Rate

0.64%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gallatin, Sumner County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
37066	0.56%	0.64%	0.76%	0.76%	0.76%

Source: Ownwell

Property Tax Assessment Values Across Gallatin, Sumner County, Tennessee

When examining property taxes in Gallatin, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sumner County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Sumner County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gallatin.

For example, the median home price in Gallatin is $255,500, with tax bills ranging significantly across the county. Zip code 37066 has the highest median home price at $255,500.

Property Tax Assessment Values Across Gallatin, Sumner County, Tennessee

Source: Ownwell

$127,500

$210,100

$292,700

Median Gallatin Market Value

$255,500

Median Sumner County Market Value

$246,900

Median Tennessee Market Value

$173,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gallatin, Sumner County, Tennessee

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
37066	$110,140	$176,400	$255,500	$361,800	$515,500

Source: Ownwell

Property Tax Bills Across Gallatin, Sumner County, Tennessee

In Gallatin, TN, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The tax rate is applied to this assessed value to determine the annual tax bill. Factors influencing the tax bill include changes in property values and local government budgets. In Sumner County, where Gallatin is located, the median property tax bill is $1,840, which is below the national median of $2,400. This relatively lower tax bill can provide some financial relief to homeowners compared to other regions. However, tax bills can vary significantly, with the 25th percentile at $1,263 and the 90th percentile at $3,657, reflecting differences in home values and specific neighborhood assessments.

Ownwell helps homeowners by identifying potential savings on their property tax bills through appeals and exemptions. By reviewing assessments and ensuring they reflect true market values, Ownwell can assist in reducing tax liabilities, offering peace of mind and potential savings for homeowners in Gallatin.

Property Tax Bills Across Gallatin, Sumner County, Tennessee

Source: Ownwell

$865

$1,568

$2,271

Median Gallatin Tax Bill

$1,840

Median Sumner County Tax Bill

$1,839

Median Tennessee Tax Bill

$1,206

Median United States Tax Bill

$2,400

Property Tax Bills Across Gallatin, Sumner County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
37066	$757	$1,263	$1,840	$2,578	$3,657

Source: Ownwell