Unicoi, Unicoi County, Tennessee Property Taxes
Property Taxes in Unicoi, Tennessee
Median Unicoi, Tennessee effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and higher than the Tennessee state median of 0.54%.
Median Unicoi, Tennessee home value: $87,300
Median annual Unicoi, Tennessee tax bill: $602, lower than the national median property tax bill of $2,400.
How are property taxes in Unicoi calculated?
Property taxes in Unicoi, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Unicoi's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Unicoi, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Unicoi, Unicoi County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.65%
Estimate Property Tax Bill
$567
$527
How Does the Unicoi Property Tax Calculator Work?
Use this Unicoi property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Unicoi's median effective tax rate of 0.65% — based on actual property records in Unicoi County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Unicoi's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Unicoi: rates range from 0.65% in 37692 to 0.65% in 37692, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Unicoi.
About Unicoi Property Taxes
About Property Taxes in Unicoi, Unicoi, Tennessee
Unicoi’s median effective property tax rate of 0.65% is higher than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Unicoi County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Unicoi. Homeowners in the 37692 ZIP code carry a median effective rate of 0.65%, while those in the lowest ZIP code pay 0.65%. This spread reflects how school district boundaries and local assessment districts are drawn across Unicoi County. Understanding which part of Unicoi you live in can make a meaningful difference to your annual tax bill.
Unicoi homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 31, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Unicoi, Unicoi County, Tennessee
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Unicoi's effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Unicoi Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Unicoi County Tax Rate
0.65%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Unicoi, Unicoi County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37692 | 0.65% | 0.65% | 0.65% | 0.65% | 0.65% |
Source: Ownwell
Property Tax Assessment Values Across Unicoi, Unicoi County, Tennessee
When examining property taxes in Unicoi, Tennessee, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Unicoi County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Unicoi County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Unicoi.
For example, the median home price in Unicoi is $87,300, with tax bills ranging significantly across the county. 37692 has the highest median home price at $87,300.
Property Tax Assessment Values Across Unicoi, Unicoi County, Tennessee
Source: Ownwell
$45,550
$96,075
$146,600
Median Unicoi Market Value
$87,300
Median Unicoi County Market Value
$93,800
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Unicoi, Unicoi County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37692 | $13,320 | $29,500 | $87,300 | $172,000 | $263,220 |
Source: Ownwell
Property Tax Bills Across Unicoi, Unicoi County, Tennessee
Property tax bills in Unicoi are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the amount owed each year. For homeowners, the bill can vary depending on the home’s value, any applicable exemptions, and how local taxing authorities set rates.
With a median home price of $87,300, property taxes in Unicoi are relatively modest compared with many areas. The median tax bill is $602, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can still differ widely from one homeowner to another, with the 25th percentile at $204 and the 75th percentile at $1,138.
For some homeowners, a higher assessed value can mean a larger annual bill, while a lower assessment can reduce the amount due.
Median Unicoi Tax Bill
$602
Median Unicoi County Tax Bill
$632
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Unicoi, Unicoi County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37692 | $91 | $204 | $602 | $1,138 | $1,728 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Unicoi Tax Assessor | |
| Website | assessment.cot.tn.gov |