Harker Heights, Bell County, Texas Property Taxes
Median Harker Heights, TX effective property tax rate: 1.53%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Harker Heights, TX home value: $302,764
Median annual Harker Heights, TX tax bill: $3,460, $1,060 higher than the national median property tax bill of $2,400.
How are property taxes in Bell County calculated?
Property taxes in Harker Heights, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Harker Heights’ property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harker Heights, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Harker Heights, Bell County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.53%
Estimate Property Tax Bill
$4,632
$4,299
$1,102
Average Tax Savings
Property Tax Rates Across Harker Heights, Bell County, Texas
Local government entities in Harker Heights set tax rates, which can vary widely across Texas. Each year, Bell County estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.
In Harker Heights, the effective property tax rate is 1.53%, which is notably higher than the national median of 1.02%. This means that residents in Harker Heights might be paying more in property taxes compared to the average U.S. homeowner. However, it's important to consider that property tax rates can differ significantly within Texas itself, and Harker Heights is just one example of this variability. Comparing Harker Heights to other cities in Texas can provide a clearer picture of how local tax rates impact homeowners. Understanding these differences can help residents make informed decisions about property ownership in the area.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harker Heights Tax Rate
1.53%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bell County Tax Rate
1.62%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harker Heights, Bell County, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76548 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Harker Heights Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Harker Heights, Bell County, Texas
When examining property taxes in Harker Heights, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bell County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Bell County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harker Heights.
For example, the median home price in Harker Heights is $302,764, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Harker Heights, Bell County, Texas
Source: Ownwell

$49,707
$281,927
$514,147
Median Harker Heights Market Value
$302,764
Median Bell County Market Value
$246,375
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harker Heights, Bell County, Texas
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76548 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Harker Heights Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Harker Heights, Bell County, Texas
In Harker Heights, located in Bell County, TX, property tax bills are calculated based on the assessed value of a property, which is determined by the local appraisal district. The tax rate is applied to this assessed value to calculate the tax bill. Factors such as property size, location, and improvements can influence the assessed value, impacting the final tax bill. In Harker Heights, tax bills can vary significantly, with the 25th percentile at $94 and the 90th percentile reaching $6,391. This variation highlights the importance of accurate property assessments. Compared to the national median property tax bill of $2,400, Harker Heights can present both lower and higher tax scenarios for homeowners.
Ownwell offers a valuable service to homeowners by providing property tax appeal and exemption services. By reviewing assessments and identifying discrepancies, Ownwell can help ensure that homeowners are not overpaying. This can lead to significant savings, particularly for those whose properties are over-assessed. With Ownwell's expertise, homeowners can have peace of mind knowing they are paying a fair amount.
Median Harker Heights Tax Bill
$3,460
Median Bell County Tax Bill
$3,358
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Harker Heights, Bell County, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76548 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Harker Heights Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to protest!
Dates | |
---|---|
Appeal Deadline | May 15 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | January 31 |
Links | |
---|---|
Bell Appraisal District | |
Phone | (254) 939-5841 |
Website | esearch.bellcad.org |
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