Property Taxes in Fluvanna, Texas
Median Fluvanna, Texas effective property tax rate: 1.40%, significantly lower than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Fluvanna, Texas home value: $37,160
Median annual Fluvanna, Texas tax bill: $470, lower than the national median property tax bill of $2,400.
How are property taxes in Borden calculated?
Property taxes in Fluvanna, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fluvanna's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fluvanna, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Fluvanna Property Tax Calculator Work?
Use this Fluvanna property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fluvanna's median effective tax rate of 1.40% — based on actual property records in Borden County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fluvanna's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Fluvanna: rates range from 470.00 in 79517 to 470.00 in 79517, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fluvanna.
About Fluvanna Property Taxes
About Property Taxes in Fluvanna, Borden, Texas
Fluvanna’s median effective property tax rate of 1.40% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Borden County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Fluvanna. Homeowners in the 79517 ZIP code carry a median effective rate of 1.40%, while those in the same ZIP also pay 1.40%. This reflects how school district boundaries and local assessment districts are drawn across Borden County. Understanding which part of Fluvanna you live in can make a meaningful difference to your annual tax bill.
Fluvanna homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fluvanna, Borden County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fluvanna's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fluvanna Tax Rate
1.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Borden County Tax Rate
1.38%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Fluvanna, Borden County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79517 | 1.37% | 1.38% | 1.40% | 1.42% | 1.43% |
Source: Ownwell
Property Tax Assessment Values Across Fluvanna, Borden County, Texas
When examining property taxes in Fluvanna, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Borden County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Borden County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fluvanna.
For example, the median home price in Fluvanna is $37,160, with tax bills ranging significantly across the county. 79517 has the highest median home price at $37,160.
Property Tax Assessment Values Across Fluvanna, Borden County, Texas
Source: Ownwell
$17,090
$34,160
$51,230
Median Fluvanna Market Value
$37,160
Median Borden County Market Value
$11,000
Median Texas Market Value
$258,851
Median United States Market Value
$274,101
Property Tax Assessment Values Across Fluvanna, Borden County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79517 | $22,384 | $27,092 | $37,160 | $57,398 | $85,533 |
Source: Ownwell
Property Tax Bills Across Fluvanna, Borden County, Texas
Fluvanna property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Borden County, the median home price is $37,160, so even modest changes in assessed value can affect the final bill.
Several factors influence the amount owed, including the home’s location, its assessed value, and any local tax rates set by taxing authorities. The 25th percentile tax bill is $361, while the 75th percentile tax bill is $762, showing how much bills can vary across homes in the area. At the higher end, the 90th percentile tax bill reaches $1,375.
For homeowners, this means property taxes can be a meaningful ongoing expense, especially when assessed values rise faster than expected. Understanding how the bill is calculated can help homeowners better anticipate costs and see why similar homes may receive different tax bills.
Median Fluvanna Tax Bill
$470
Median Borden County Tax Bill
$155
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$3,209
Property Tax Bills Across Fluvanna, Borden County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79517 | $234 | $361 | $470 | $762 | $1,375 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Borden Appraisal District | |
| Website | esearch.bordencad.org |