Property Taxes in Gail, Texas
Median Gail, Texas effective property tax rate: 1.38%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Gail, Texas home value: $17,090
Median annual Gail, Texas tax bill: $201, lower than the national median property tax bill of $2,400.
How are property taxes in Borden calculated?
Property taxes in Gail, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gail's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gail, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Gail Property Tax Calculator Work?
Use this Gail property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gail's median effective tax rate of 1.38% — based on actual property records in Borden County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gail's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gail: rates range from 1.38% in 79738 to 1.38% in 79738, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gail.
About Gail Property Taxes
About Property Taxes in Gail, Borden, Texas
Gail’s median effective property tax rate of 1.38% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Borden County base levy combined with local school district levies and other local charges that can affect the tax bill.
Property tax rates are not uniform across Gail. In this city, the highest and lowest median effective tax rates are both 1.38% in ZIP code 79738, so there is no spread across ZIP codes here. That means location within Gail does not change the median rate shown in the data.
Gail homeowners who believe their assessed value is too high can file a formal appeal with the Borden County Appraisal District before the May 15, 2026 deadline each year. Notices are sent in April.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gail, Borden County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gail's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gail Tax Rate
1.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Borden County Tax Rate
1.38%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Gail, Borden County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79738 | 1.33% | 1.37% | 1.38% | 1.40% | 1.43% |
Source: Ownwell
Property Tax Assessment Values Across Gail, Borden County, Texas
When examining property taxes in Gail, Texas, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Borden County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in April each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Gail is $17,090, with tax bills centered at $201. The highest median home price is in 79738 at $17,090.
Property Tax Assessment Values Across Gail, Borden County, Texas
Source: Ownwell
$17,090
$34,160
$51,230
Median Gail Market Value
$17,090
Median Borden County Market Value
$11,000
Median Texas Market Value
$258,851
Median United States Market Value
$274,101
Property Tax Assessment Values Across Gail, Borden County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79738 | $2,520 | $4,260 | $17,090 | $31,770 | $47,394 |
Source: Ownwell
Property Tax Bills Across Gail, Borden County, Texas
Property tax bills in Gail are determined by the assessed value of a home and the local tax rates set by taxing authorities in Borden County. When a property’s market value changes, the assessed value can change too, which affects the final tax bill. Local governments use that value to calculate how much a homeowner owes each year.
For Gail homeowners, the typical tax bill is relatively low compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. The median home price in the area is $17,090, and tax bills vary widely, with the 25th percentile at $51, the 75th percentile at $387, and the 90th percentile at $641. The highest and lowest median tax bill reported is $201.00 in zip code 79738.
Because tax bills are tied to assessed value, homeowners with rising property values may see larger bills, while those with lower values may pay less.
Median Gail Tax Bill
$201
Median Borden County Tax Bill
$155
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$3,209
Property Tax Bills Across Gail, Borden County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79738 | $24 | $51 | $201 | $387 | $641 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Borden Appraisal District | |
| Website | esearch.bordencad.org |