Red Rock, Caldwell County, Texas Property Taxes
Property Taxes in Red Rock, Texas
Median Red Rock, Texas effective property tax rate: 0.60%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Red Rock, Texas home value: $358,734
Median annual Red Rock, Texas tax bill: $1,538, $862 lower than the national median property tax bill of $2,400.
How are property taxes in Caldwell calculated?
Property taxes in Red Rock, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Red Rock's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Red Rock, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Red Rock, Caldwell County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.6%
Estimate Property Tax Bill
$2,152
$1,997
How Does the Red Rock Property Tax Calculator Work?
Use this Red Rock property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Red Rock's median effective tax rate of 0.60% — based on actual property records in Caldwell County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Red Rock's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Red Rock: rates range from 0.60% in 78662 to 0.60% in 78662, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Red Rock.
About Red Rock Property Taxes
About Property Taxes in Red Rock, Caldwell, Texas
Red Rock’s median effective property tax rate of 0.60% is lower than the Caldwell County base levy and higher than the Texas state median of 1.48%, while also lower than the national median of 1.02%. This rate reflects the Caldwell County Appraisal District’s assessed values and local taxing jurisdictions that shape each bill.
Property tax rates are not uniform across Red Rock. Homeowners in ZIP code 78662 have a median effective rate of 0.60%, and the median tax bill there is $1,538. That consistency shows how local taxing districts can still influence what homeowners pay.
Red Rock homeowners who believe their assessed value is too high can file a formal appeal with the Caldwell County Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Red Rock, Caldwell County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Red Rock's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Red Rock Tax Rate
0.60%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Caldwell County Tax Rate
1.07%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Red Rock, Caldwell County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78662 | 0.12% | 0.26% | 0.60% | 1.36% | 1.60% |
Source: Ownwell
Property Tax Assessment Values Across Red Rock, Caldwell County, Texas
When examining property taxes in Red Rock, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caldwell County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Red Rock is $358,734, with tax bills ranging significantly across the county. ZIP code 78662 has the highest median home price at $358,734.
Property Tax Assessment Values Across Red Rock, Caldwell County, Texas
Source: Ownwell
$101,970
$230,352
$358,734
Median Red Rock Market Value
$358,734
Median Caldwell County Market Value
$232,395
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Red Rock, Caldwell County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78662 | $60,112 | $118,355 | $358,734 | $682,598 | $1,201,439 |
Source: Ownwell
Property Tax Bills Across Red Rock, Caldwell County, Texas
Property tax bills in Red Rock are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessed value to determine how much a homeowner owes each year. Because the bill is tied to value, changes in the housing market can directly affect property taxes.
For Red Rock homeowners, the median home price is $358,734, which helps explain why tax bills can vary widely from one property to another. The 25th percentile tax bill is $791, while the 75th percentile tax bill is $3,855 and the 90th percentile tax bill is $5,780. That spread shows how differences in assessed value and local rates can lead to very different outcomes.
A higher assessed value usually means a higher tax bill, which can increase housing costs and affect monthly budgets.
Median Red Rock Tax Bill
$1,538
Median Caldwell County Tax Bill
$1,813
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Red Rock, Caldwell County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78662 | $309 | $791 | $1,538 | $3,855 | $5,780 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Caldwell Appraisal District | |
| Website | esearch.caldwellcad.org |