Putnam, Callahan County, Texas Property Taxes
Property Taxes in Putnam, Texas
Median Putnam, Texas effective property tax rate: 1.35%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Putnam, Texas home value: $7,235
Median annual Putnam, Texas tax bill: $107, $2,293 lower than the national median property tax bill of $2,400.
How are property taxes in Callahan calculated?
Property taxes in Putnam, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Putnam's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Putnam, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Putnam, Callahan County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.35%
Estimate Property Tax Bill
$98
$91
How Does the Putnam Property Tax Calculator Work?
Use this Putnam property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Putnam's median effective tax rate of 1.35% — based on actual property records in Callahan County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Putnam's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Putnam: rates range from 1.35% in 76469 to 1.35% in 76469, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Putnam.
About Putnam Property Taxes
About Property Taxes in Putnam, Callahan, Texas
Putnam’s median effective property tax rate of 1.35% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Callahan County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Putnam. Homeowners in ZIP code 76469 carry a median effective rate of 1.35%, and the same ZIP code also has a median tax bill of $107. That consistency reflects how local taxing jurisdictions are drawn across Callahan County.
Putnam homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year. Notices are typically sent in April.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Putnam, Callahan County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Putnam's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Putnam Tax Rate
1.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Callahan County Tax Rate
1.43%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Putnam, Callahan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76469 | 0.89% | 1.14% | 1.35% | 1.53% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Putnam, Callahan County, Texas
When examining property taxes in Putnam, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Callahan County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Callahan County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Putnam is $7,235, with tax bills ranging significantly across the county. ZIP code 76469 has the highest median home price at $7,235.
Property Tax Assessment Values Across Putnam, Callahan County, Texas
Source: Ownwell
$7,235
$118,923
$230,610
Median Putnam Market Value
$7,235
Median Callahan County Market Value
$110,610
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Putnam, Callahan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76469 | $1,267 | $2,268 | $7,235 | $67,450 | $119,788 |
Source: Ownwell
Property Tax Bills Across Putnam, Callahan County, Texas
Property tax bills in Putnam are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. That means the amount a homeowner owes depends on how the property is valued and the tax rates set by local taxing authorities. With a median home price of $7,235, many homeowners in the city face relatively modest bills compared with the national median property tax bill of $2,400.
Homeowners in Putnam typically see property tax bills that vary widely based on location and property characteristics. The 25th percentile tax bill is $25, while the 75th percentile reaches $785 and the 90th percentile climbs to $1,356. The highest and lowest median tax bill in the area is $107 in ZIP code 76469. These differences show how assessed value and local tax rates can affect what each homeowner pays, making property taxes an important part of the overall cost of owning a home.
Median Putnam Tax Bill
$107
Median Callahan County Tax Bill
$1,358
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Putnam, Callahan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76469 | $16 | $25 | $107 | $785 | $1,356 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Callahan Appraisal District | |
| Website | esearch.callahancad.org |