Bellevue, Clay County, Texas Property Taxes
Property Taxes in Bellevue, Texas
Median Bellevue, Texas effective property tax rate: 1.60%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Bellevue, Texas home value: $95,710
Median annual Bellevue, Texas tax bill: $1,445, lower than the national median property tax bill of $2,400.
How are property taxes in Clay calculated?
Property taxes in Bellevue, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bellevue's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bellevue, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bellevue, Clay County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.6%
Estimate Property Tax Bill
$1,531
$1,421
How Does the Bellevue Property Tax Calculator Work?
Use this Bellevue property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bellevue's median effective tax rate of 1.60% — based on actual property records in Clay County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bellevue's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bellevue: rates range from 1.60% in 76228 to 1.60% in 76228, primarily due to differences in school district levies and local assessment districts. Bellevue's median effective tax rate is higher than the Texas median tax rate of 1.48%, while the median tax bill of $1,445 is lower than the state median by $955.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bellevue.
About Bellevue Property Taxes
About Property Taxes in Bellevue, Clay, Texas
Bellevue’s median effective property tax rate of 1.60% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Clay County base levy combined with local school district levies and Municipal Utility Districts that can vary by subdivision throughout the city.
Property tax rates are not uniform across Bellevue. Homeowners in ZIP code 76228 have a median effective rate of 1.60%, and the same ZIP also shows the lowest median rate at 1.60%. Even when the rate is consistent within the available data, understanding where your home sits within the local tax structure can still affect your annual bill.
Bellevue homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before May 15, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bellevue, Clay County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bellevue's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bellevue Tax Rate
1.60%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.73%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bellevue, Clay County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76228 | 0.73% | 1.60% | 1.60% | 1.85% | 1.85% |
Source: Ownwell
Property Tax Assessment Values Across Bellevue, Clay County, Texas
When examining property taxes in Bellevue, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Bellevue is $95,710, with tax bills ranging significantly across the county. The highest median home price is in 76228 at $95,710.
Property Tax Assessment Values Across Bellevue, Clay County, Texas
Source: Ownwell
$51,610
$118,415
$185,220
Median Bellevue Market Value
$95,710
Median Clay County Market Value
$103,260
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bellevue, Clay County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76228 | $10,112 | $37,300 | $95,710 | $188,822 | $339,160 |
Source: Ownwell
Property Tax Bills Across Bellevue, Clay County, Texas
Property tax bills in Bellevue are based on the assessed value of a home, which is then multiplied by the local tax rate set by taxing authorities. For homeowners in Clay County, the size of the bill depends on the market value of the property, any exemptions that apply, and the combined rates used by local governments and school districts.
With a median home price of $95,710, property taxes can still vary widely from one homeowner to another. The 25th percentile tax bill is $463, while the 75th percentile is $2,757 and the 90th percentile reaches $4,125. That spread shows how much assessed value and local tax rates can affect what a homeowner owes each year.
The median tax bill in the city is $1,445, which is below the national median property tax bill of $2,400. For homeowners, that means a lower-than-average bill overall, but even small changes in assessed value can still have a noticeable impact on annual housing costs.
Median Bellevue Tax Bill
$1,445
Median Clay County Tax Bill
$1,819
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Bellevue, Clay County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76228 | $141 | $463 | $1,445 | $2,757 | $4,125 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | June 4 |
Links | |
|---|---|
| Clay Appraisal District | |
| Website | www.claycad.org |