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Oakland, Colorado County, Texas Property Taxes

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Property Taxes in Oakland, Texas

  • Median Oakland, Texas effective property tax rate: 0.71%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Oakland, Texas home value: $47,640

  • Median annual Oakland, Texas tax bill: $357, $2,043 lower than the national median property tax bill of $2,400.

How are property taxes in Colorado calculated?

Property taxes in Oakland, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Oakland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oakland, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Oakland, Colorado County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.71%

Estimate Property Tax Bill

$338

$314

How Does the Oakland Property Tax Calculator Work?

Use this Oakland property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oakland's median effective tax rate of 0.71% — based on actual property records in Colorado County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Oakland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Oakland: rates range from 0.71% in 78951 to 0.71% in 78951, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Oakland.

About Oakland Property Taxes

About Property Taxes in Oakland, Colorado, Texas

Oakland's median effective property tax rate of 0.71% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Colorado County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Oakland. Homeowners in the 78951 ZIP code carry a median effective rate of 0.71%, while those in the same ZIP code pay 0.71%. This spread reflects how school district boundaries and local assessment districts are drawn across Colorado County. Understanding which part of Oakland you live in can make a meaningful difference to your annual tax bill.

Oakland homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Oakland, Colorado County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Oakland's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Oakland, Colorado County, Texas

Source: Ownwell

0.71%

1.16%

1.61%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Oakland Tax Rate

0.71%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Colorado County Tax Rate

1.21%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Oakland, Colorado County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
789510.48%0.57%0.71%1.07%1.33%

Source: Ownwell

Property Tax Assessment Values Across Oakland, Colorado County, Texas

When examining property taxes in Oakland, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Colorado County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Colorado County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oakland.

For example, the median home price in Oakland is $47,640, with tax bills ranging significantly across the county. 78951 has the highest median home price at $47,640.

Property Tax Assessment Values Across Oakland, Colorado County, Texas

Source: Ownwell

$47,640

$200,173

$352,705

Median Oakland Market Value

$47,640

Median Colorado County Market Value

$149,715

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Oakland, Colorado County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78951$20,149$33,695$47,640$114,790$205,490

Source: Ownwell

Property Tax Bills Across Oakland, Colorado County, Texas

Property tax bills in Oakland are based on the assessed value of a home, not its market value, and the local tax rate applied by the county and other taxing authorities. For homeowners, the bill reflects both the property’s taxable value and the rates set for schools, roads, and other local services.

With a median home price of $47,640, Oakland homeowners can see very different tax bills depending on how their property is assessed and which exemptions or local factors apply. The 25th percentile tax bill is $193, while the 75th percentile is $1,047 and the 90th percentile reaches $1,979.

The median tax bill is $357, which is far below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. That means many homeowners in Oakland face relatively modest property taxes, but changes in assessed value can still have a meaningful impact on annual costs.

Property Tax Bills Across Oakland, Colorado County, Texas

Source: Ownwell

$357

$2,097

$3,836

Median Oakland Tax Bill

$357

Median Colorado County Tax Bill

$1,717

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Oakland, Colorado County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78951$108$193$357$1,047$1,979

Source: Ownwell

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Frequently Asked Property Tax Questions in Oakland, Texas

How are property taxes calculated in Oakland, Texas?
Property taxes in Oakland, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Oakland, Texas?
To appeal your property taxes in Oakland, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Oakland, Texas?
Common property tax exemptions in Oakland, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Oakland, Texas?
Property tax deadlines in Oakland, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Oakland, Texas?
Ownwell provides professional property tax appeal services in Oakland, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.