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Spring Branch, Comal County, Texas Property Taxes

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Property Taxes in Spring Branch, Texas

  • Median Spring Branch, Texas effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Spring Branch, Texas home value: $443,640

  • Median annual Spring Branch, Texas tax bill: $2,749, $349 higher than the national median property tax bill of $2,400.

How are property taxes in Comal calculated?

Property taxes in Spring Branch, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Spring Branch's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spring Branch, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Spring Branch, Comal County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.73%

Estimate Property Tax Bill

$3,239

$3,005

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Spring Branch Property Tax Calculator Work?

Use this Spring Branch property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Spring Branch's median effective tax rate of 0.73% — based on actual property records in Comal County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Spring Branch's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Spring Branch: rates range from 0.73% in 78070 to 0.73% in 78070, primarily due to differences in school district levies and local assessment districts. Spring Branch's median property tax rate is lower than the Texas median tax rate of 1.48%, but the median tax bill of $2,749 is $349 higher than the state median bill.

If your estimate is higher than expected, Ownwell can appeal your Spring Branch assessment — you only pay if we save you money.

About Spring Branch Property Taxes

About Property Taxes in Spring Branch, Comal, Texas

Spring Branch's median effective property tax rate of 0.73% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Comal County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Spring Branch. Homeowners in the 78070 ZIP code carry a median effective rate of 0.73%, while those in 78070 pay 0.73%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Comal County. Understanding which part of Spring Branch you live in can make a meaningful difference to your annual tax bill.

Spring Branch homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Spring Branch, Comal County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Spring Branch's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Spring Branch, Comal County, Texas

Source: Ownwell

0.36%

0.86%

1.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spring Branch Tax Rate

0.73%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Comal County Tax Rate

0.96%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Spring Branch, Comal County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
780700.17%0.40%0.73%1.49%1.49%

Source: Ownwell

Property Tax Assessment Values Across Spring Branch, Comal County, Texas

When examining property taxes in Spring Branch, Texas, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Comal County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Comal County are sent in April, and property owners typically receive them by the middle of the month. Each notice includes both market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Spring Branch is $443,640, and the median property tax bill is $2,749. Tax bills range from $927 at the 25th percentile to $5,630 at the 75th percentile, while the national median property tax rate is 1.02% and the national median property tax bill is $2,400.

Property Tax Assessment Values Across Spring Branch, Comal County, Texas

Source: Ownwell

$37,000

$448,098

$859,195

Median Spring Branch Market Value

$443,640

Median Comal County Market Value

$400,680

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Spring Branch, Comal County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78070$60,888$151,305$443,640$747,865$982,914

Source: Ownwell

Property Tax Bills Across Spring Branch, Comal County, Texas

Property tax bills in Spring Branch are based on the assessed value of a home and the local tax rates set by taxing authorities in Comal County. When a property’s market value rises, the assessed value can increase too, which can lead to a higher tax bill. For homeowners, that means the amount owed each year can change even if nothing about the home itself has changed.

With a median home price of $443,640, Spring Branch homeowners may see a wide range of tax bills, from $927 at the 25th percentile to $5,630 at the 75th percentile, with the 90th percentile reaching $8,515. The median tax bill in ZIP code 78070 is $2,749, which is above the national median property tax bill of $2,400.

Ownwell helps homeowners challenge inaccurate assessments and pursue exemptions that can lower their property tax bills. By reviewing your property details and identifying savings opportunities, Ownwell can help you pay only what you owe.

Property Tax Bills Across Spring Branch, Comal County, Texas

Source: Ownwell

$361

$3,499

$6,636

Median Spring Branch Tax Bill

$2,749

Median Comal County Tax Bill

$3,558

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Spring Branch, Comal County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78070$208$927$2,749$5,630$8,515

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Spring Branch, Texas

How are property taxes calculated in Spring Branch, Texas?
Property taxes in Spring Branch, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Spring Branch, Texas?
To appeal your property taxes in Spring Branch, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Spring Branch, Texas?
Common property tax exemptions in Spring Branch, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Spring Branch, Texas?
Property tax deadlines in Spring Branch, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Spring Branch, Texas?
Ownwell provides professional property tax appeal services in Spring Branch, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.