Cottle County, Texas Property Taxes
Property Taxes in Cottle County, Texas
Median Cottle County effective property tax rate: 2.38%, significantly higher than the national median of 1.02%.
Median Cottle County home value: $42,800
Median annual Cottle County tax bill: $868, lower than the national median property tax bill of $2,400.
How are property taxes in Cottle County calculated?
Property taxes in Cottle County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cottle County or another part of Cottle County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cottle County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.38%
Estimate Property Tax Bill
$1,019
$945
How Does the Cottle County Property Tax Calculator Work?
Use this Cottle County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cottle County's median effective tax rate of 2.38% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cottle County's median tax rate is higher than Texas's 1.48% and well above the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cottle County.
Property Tax Rates Across Cottle County, Texas
What Are Effective Property Tax Rates Across Cottle County?
Local government entities set tax rates, which vary widely across Cottle County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cottle County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Cottle County's median effective rate stands at 2.38%, which is higher than the national median of 1.02%. Within Cottle County, the highest rate is found in Paducah at 2.38%, while Childress has the lowest at 1.54%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cottle County Tax Rate
2.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Assessment Values Across Cottle County, Texas
When examining property taxes in Cottle County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cottle County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cottle County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median tax bill in Cottle County is $868, which is below the national median property tax bill of $2400. Childress has the highest median home price at $68710.00.
Median Cottle County Market Value
$42,800
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Bills Across Cottle County, Texas
Property tax bills in Cottle County are calculated by multiplying a home’s assessed value by the local tax rate set by taxing authorities. The assessed value is based on the market value of the property, so changes in home values can directly affect what homeowners owe. Local budgets, school districts, and other taxing entities all play a role in determining the final bill.
For many homeowners, the size of the tax bill depends on where their property falls within the local market. In Cottle County, the median home price is $42,800, and tax bills can vary widely, with the 25th percentile at $472 and the 75th percentile at $1,285. Higher-value homes or properties with higher assessments generally face larger bills, while lower-assessed homes pay less.
This means property taxes can have a meaningful impact on monthly housing costs and long-term affordability.
Median Cottle County Tax Bill
$868
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Cottle Appraisal District | |
| Website | www.cottlecad.org |