Delta County, Texas Property Taxes
Property Taxes in Delta County, Texas
Median Delta County effective property tax rate: 2.33%, significantly higher than the national median of 1.02%.
Median Delta County home value: $124,465
Median annual Delta County tax bill: $2,573, higher than the national median property tax bill of $2,400.
How are property taxes in Delta County calculated?
Property taxes in Delta County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why do property taxes in Delta County matter? Because a higher assessed value can raise your tax bill, and understanding exemptions can help reduce what you owe.
How does Delta County compare with Texas? Delta County’s effective property tax rate is 2.33%, which is higher than the Texas median rate of 1.48%. The median annual tax bill in Delta County is also $173 higher than the state median.
Whether you live in Delta County or another part of the county, knowing local property tax rules, exemptions, and reduction opportunities can lead to meaningful savings for homeowners and investors.
Last Updated April 13, 2026
Delta County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.33%
Estimate Property Tax Bill
$2,900
$2,691
How Does the Delta County Property Tax Calculator Work?
Use this Delta County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Delta County's median effective tax rate of 2.33% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Delta County's median property tax bill is $2,573, which is $173 higher than the state median tax bill and above the national median property tax rate of 1.02% and national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Delta County.
Property Tax Rates Across Delta County, Texas
What Are Effective Property Tax Rates Across Delta County?
Local government entities set tax rates, which vary widely across Delta County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Delta County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Delta County's median effective rate stands at 2.33%, which is higher than the national median of 1.02%. Within Delta County, the highest rate is found in Enloe at 2.46%, while Lake Creek has the lowest at 1.54%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delta County Tax Rate
2.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Delta County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ben Franklin | 0.66% | 1.23% | 1.70% | 2.38% | 2.46% |
| Commerce | 0.79% | 1.39% | 1.84% | 2.46% | 2.64% |
| Cooper | 1.35% | 1.87% | 2.46% | 3.15% | 3.15% |
| Enloe | 1.31% | 1.73% | 2.46% | 2.46% | 2.46% |
| Klondike | 0.65% | 1.37% | 1.85% | 2.46% | 2.46% |
| Lake Creek | 0.44% | 0.86% | 1.54% | 2.20% | 2.46% |
| Pecan Gap | 0.88% | 1.53% | 2.35% | 2.46% | 2.46% |
Source: Ownwell
Property Tax Assessment Values Across Delta County, Texas
When examining property taxes in Delta County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Delta County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Delta County.
For example, the median tax bill in Delta County is $2,573, with tax bills ranging significantly across the county. Lake Creek has the highest median home price at $231,410.
Median Delta County Market Value
$124,465
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Delta County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ben Franklin | $25,486 | $46,690 | $123,550 | $303,930 | $523,390 |
| Commerce | $33,046 | $80,220 | $187,310 | $316,960 | $503,918 |
| Cooper | $21,900 | $58,005 | $120,840 | $223,700 | $404,480 |
| Enloe | $8,097 | $14,125 | $55,745 | $123,245 | $186,432 |
| Klondike | $39,129 | $73,002 | $127,525 | $242,448 | $408,887 |
| Lake Creek | $56,750 | $118,375 | $231,410 | $473,530 | $657,920 |
| Pecan Gap | $22,206 | $53,582 | $123,835 | $223,695 | $384,968 |
Source: Ownwell
Property Tax Bills Across Delta County, Texas
How are property tax bills calculated in Delta County, Texas?
Property tax bills in Delta County, Texas are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their tax rates to the assessed value to determine the annual bill, so two homes with similar market values can still owe different amounts if their assessments or exemptions differ. The median home price is $124,465, which helps show the scale of local property values.
What factors affect the final bill?
Several factors can change what a homeowner pays, including the assessed value, local tax rates, and any exemptions that reduce taxable value. Bills vary widely across the county, with the 25th percentile at $1,252, the 75th percentile at $4,321, and the 90th percentile at $6,585. The highest median tax bill is $3,086 in Lake Creek, while the lowest median tax bill is $1,075 in Enloe.
How does this affect homeowners?
Higher assessments or tax rates can raise annual costs, making property taxes a major part of homeownership in Delta County.
Median Delta County Tax Bill
$2,573
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Delta County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ben Franklin | $431 | $853 | $2,019 | $3,336 | $6,371 |
| Commerce | $672 | $1,454 | $2,589 | $4,947 | $7,482 |
| Cooper | $587 | $1,345 | $2,763 | $4,603 | $6,801 |
| Enloe | $199 | $337 | $1,075 | $2,026 | $3,026 |
| Klondike | $620 | $1,288 | $2,248 | $3,681 | $5,608 |
| Lake Creek | $817 | $1,613 | $3,086 | $4,817 | $6,560 |
| Pecan Gap | $381 | $949 | $1,960 | $3,763 | $5,833 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Delta Appraisal District | |
| Website | esearch.delta-cad.org |