Fannin County, Texas Property Taxes
Property Taxes in Fannin County, Texas
Median Fannin County effective property tax rate: 1.27%, significantly higher than the national median of 1.02%.
Median Fannin County home value: $206,260
Median annual Fannin County tax bill: $2,378, lower than the national median property tax bill of $2,400.
How are property taxes in Fannin County calculated?
Property taxes in Fannin County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Fannin County or another part of Fannin County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Fannin County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.27%
Estimate Property Tax Bill
$2,620
$2,431
How Does the Fannin County Property Tax Calculator Work?
Use this Fannin County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fannin County's median effective tax rate of 1.27% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Fannin County's median property tax bill is $2,378, which is $22 lower than the state median bill and above the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Fannin County.
Property Tax Rates Across Fannin County, Texas
What Are Effective Property Tax Rates Across Fannin County?
Local government entities set tax rates, which vary widely across Fannin County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Fannin County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Fannin County's median effective rate stands at 1.27%, which is higher than the national median of 1.02%. Within Fannin County, the highest rate is found in BONHAM at 1.41%, while TELEPHONE has the lowest at 0.93%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fannin County Tax Rate
1.27%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fannin County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bailey | 0.58% | 0.92% | 1.33% | 1.66% | 1.69% |
| Blue Ridge | 0.63% | 0.82% | 1.29% | 1.43% | 1.58% |
| Bonham | 0.70% | 1.08% | 1.41% | 1.76% | 1.95% |
| Celeste | 0.50% | 0.97% | 1.34% | 1.53% | 1.69% |
| Dodd City | 0.39% | 0.74% | 1.16% | 1.39% | 1.63% |
| Ector | 0.52% | 0.97% | 1.23% | 1.60% | 1.71% |
| Gober | 0.72% | 0.87% | 1.11% | 1.24% | 1.37% |
| Honey Grove | 0.52% | 0.97% | 1.34% | 1.80% | 1.98% |
| Ivanhoe | 0.35% | 0.68% | 0.96% | 1.19% | 1.26% |
| Ladonia | 0.45% | 0.93% | 1.23% | 1.33% | 1.40% |
| Leonard | 0.56% | 0.99% | 1.34% | 1.67% | 1.99% |
| Randolph | 0.43% | 0.80% | 1.15% | 1.28% | 1.40% |
| Ravenna | 0.37% | 0.75% | 1.07% | 1.40% | 1.51% |
| Savoy | 0.43% | 0.83% | 1.18% | 1.45% | 1.74% |
| Telephone | 0.25% | 0.59% | 0.93% | 1.23% | 1.30% |
| Trenton | 0.65% | 1.07% | 1.37% | 1.60% | 2.16% |
| Whitewright | 0.41% | 0.76% | 1.09% | 1.34% | 1.45% |
| Windom | 0.37% | 0.78% | 1.12% | 1.39% | 1.60% |
| Wolfe City | 0.36% | 0.67% | 1.05% | 1.26% | 1.42% |
| Bells | N/A | N/A | N/A | N/A | N/A |
| Pecan Gap | N/A | N/A | N/A | N/A | N/A |
| Sumner | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Fannin County, Texas
When examining property taxes in Fannin County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fannin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Fannin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fannin County.
For example, the median tax bill in Fannin County is $2,378, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, from $907 in Ladonia to $4,962 in Blue Ridge. Blue Ridge also has the highest median home price at $440,670.
Median Fannin County Market Value
$206,260
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fannin County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bailey | $38,960 | $70,172 | $106,590 | $219,412 | $352,020 |
| Blue Ridge | $126,605 | $223,230 | $440,670 | $590,235 | $778,883 |
| Bonham | $66,290 | $107,070 | $189,620 | $312,625 | $505,560 |
| Celeste | $95,405 | $192,160 | $296,200 | $496,385 | $656,935 |
| Dodd City | $43,903 | $107,252 | $212,495 | $402,380 | $647,354 |
| Ector | $36,054 | $64,872 | $146,455 | $275,150 | $479,215 |
| Gober | $36,716 | $64,700 | $97,620 | $239,940 | $521,075 |
| Honey Grove | $33,988 | $72,585 | $146,670 | $291,532 | $523,115 |
| Ivanhoe | $64,110 | $132,665 | $235,260 | $455,350 | $735,015 |
| Ladonia | $21,370 | $48,245 | $83,540 | $185,928 | $446,480 |
| Leonard | $100,194 | $167,135 | $276,830 | $464,085 | $652,044 |
| Randolph | $37,920 | $64,125 | $102,630 | $169,585 | $277,116 |
| Ravenna | $57,620 | $116,985 | $243,170 | $452,090 | $675,820 |
| Savoy | $64,345 | $111,405 | $194,925 | $361,582 | $584,585 |
| Telephone | $66,668 | $126,490 | $247,370 | $488,815 | $800,488 |
| Trenton | $75,040 | $146,665 | $310,760 | $483,400 | $650,314 |
| Whitewright | $87,039 | $171,545 | $311,890 | $535,245 | $789,099 |
| Windom | $47,186 | $85,338 | $195,635 | $386,700 | $648,700 |
| Wolfe City | $80,230 | $162,595 | $272,040 | $457,585 | $797,460 |
| Bells | N/A | N/A | N/A | N/A | N/A |
| Pecan Gap | N/A | N/A | N/A | N/A | N/A |
| Sumner | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Fannin County, Texas
Property tax bills in Fannin County are based on the assessed value of a home and the local tax rates set by taxing authorities. The county’s median home price is $206,260, and bills can vary widely depending on location, exemptions, and how a property is assessed. Homeowners with higher assessed values generally pay more, while those with exemptions may see lower bills.
The typical property tax bill in the county is $2,400, which matches the national median property tax bill. That means many homeowners pay a bill close to the U.S. average, but actual amounts can differ a lot from one property to another. The 25th percentile bill is $1,257, while the 75th percentile reaches $4,156, showing how much taxes can rise for higher-valued homes. At the 90th percentile, bills climb to $6,172. In Blue Ridge, the median tax bill is $4,962, while Ladonia has the lowest median at $907.
Median Fannin County Tax Bill
$2,378
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Fannin County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bailey | $341 | $859 | $1,389 | $2,433 | $3,849 |
| Blue Ridge | $1,117 | $2,005 | $4,962 | $7,098 | $9,312 |
| Bonham | $813 | $1,432 | $2,465 | $4,080 | $5,788 |
| Celeste | $1,014 | $1,487 | $3,674 | $4,920 | $6,486 |
| Dodd City | $448 | $1,002 | $2,036 | $3,573 | $5,029 |
| Ector | $433 | $772 | $1,659 | $3,124 | $4,684 |
| Gober | $420 | $727 | $1,126 | $2,363 | $4,123 |
| Honey Grove | $396 | $932 | $1,817 | $3,195 | $4,854 |
| Ivanhoe | $540 | $1,088 | $1,919 | $3,226 | $5,126 |
| Ladonia | $227 | $546 | $907 | $1,723 | $3,092 |
| Leonard | $1,116 | $1,971 | $3,545 | $5,455 | $7,475 |
| Randolph | $342 | $617 | $1,079 | $1,970 | $3,154 |
| Ravenna | $553 | $1,156 | $2,109 | $3,779 | $5,565 |
| Savoy | $518 | $1,141 | $2,117 | $3,403 | $5,222 |
| Telephone | $493 | $961 | $1,858 | $3,408 | $5,228 |
| Trenton | $876 | $1,913 | $3,641 | $6,323 | $8,107 |
| Whitewright | $833 | $1,630 | $2,850 | $4,949 | $7,107 |
| Windom | $592 | $914 | $1,777 | $3,234 | $4,657 |
| Wolfe City | $794 | $1,472 | $2,535 | $3,793 | $5,154 |
| Bells | N/A | N/A | N/A | N/A | N/A |
| Pecan Gap | N/A | N/A | N/A | N/A | N/A |
| Sumner | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Fannin Appraisal District | |
| Website | esearch.fannincad.org |