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Buffalo, Freestone County, Texas Property Taxes

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Property Taxes in Buffalo, Texas

  • Median Buffalo, Texas effective property tax rate: 1.05%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Buffalo, Texas home value: $146,852

  • Median annual Buffalo, Texas tax bill: $1,412, $988 lower than the national median property tax bill of $2,400.

How are property taxes in Freestone calculated?

Property taxes in Buffalo, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Buffalo's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Buffalo, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Buffalo, Freestone County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.05%

Estimate Property Tax Bill

$1,542

$1,431

How Does the Buffalo Property Tax Calculator Work?

Use this Buffalo property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and the calculator applies Buffalo's median effective tax rate of 1.05% — based on actual property records in Freestone County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. The calculator applies Buffalo's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Buffalo's median effective tax rate is higher than the Texas median tax rate of 1.48%, while the median property tax bill is $1,412, which is lower than the state median bill by $988.

Your bill may vary by ZIP code within Buffalo: rates range from 1.05% in 75831 to 1.05% in 75831, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Buffalo.

About Buffalo Property Taxes

About Property Taxes in Buffalo, Freestone, Texas

Buffalo’s median effective property tax rate of 1.05% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Freestone County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Buffalo. Homeowners in the 75831 ZIP code carry a median effective rate of 1.05%, while those in the same ZIP code pay 1.05%. This spread reflects how school district boundaries and local assessment districts are drawn across Freestone County. Understanding which part of Buffalo you live in can make a meaningful difference to your annual tax bill.

Buffalo homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Buffalo, Freestone County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Buffalo's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Buffalo, Freestone County, Texas

Source: Ownwell

1.03%

1.32%

1.60%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Buffalo Tax Rate

1.05%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Freestone County Tax Rate

1.40%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Buffalo, Freestone County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
758310.34%0.69%1.05%1.26%1.45%

Source: Ownwell

Property Tax Assessment Values Across Buffalo, Freestone County, Texas

When examining property taxes in Buffalo, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Freestone County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Freestone County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Buffalo.

For example, the median home price in Buffalo is $146,852, with tax bills ranging significantly across the county. 75831 has the highest median home price at $146,852.

Property Tax Assessment Values Across Buffalo, Freestone County, Texas

Source: Ownwell

$98,718

$122,785

$146,852

Median Buffalo Market Value

$146,852

Median Freestone County Market Value

$117,728

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Buffalo, Freestone County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
75831$19,089$66,208$146,852$321,518$478,629

Source: Ownwell

Property Tax Bills Across Buffalo, Freestone County, Texas

Property tax bills in Buffalo are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessed value to determine how much each homeowner owes, so the bill can change when home values or tax rates change.

For Buffalo homeowners, the median home price is $146,852, which helps show the value base used in the calculation. Property tax bills can vary widely across the city: the 25th percentile tax bill is $492, while the 75th percentile is $2,770 and the 90th percentile reaches $4,408. That spread shows how different assessed values and local tax obligations can affect what homeowners pay.

The highest and lowest median tax bill is $1,412 in ZIP code 75831, showing how location within the city can influence the final bill. For homeowners, this means property taxes are not fixed and can rise or fall depending on assessment changes and local tax rates.

Property Tax Bills Across Buffalo, Freestone County, Texas

Source: Ownwell

$1,295

$1,593

$1,891

Median Buffalo Tax Bill

$1,412

Median Freestone County Tax Bill

$1,626

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Buffalo, Freestone County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
75831$106$492$1,412$2,770$4,408

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Buffalo, Texas

How are property taxes calculated in Buffalo, Texas?
Property taxes in Buffalo, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Buffalo, Texas?
To appeal your property taxes in Buffalo, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Buffalo, Texas?
Common property tax exemptions in Buffalo, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Buffalo, Texas?
Property tax deadlines in Buffalo, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Buffalo, Texas?
Ownwell provides professional property tax appeal services in Buffalo, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.