Gaines County, Texas Property Taxes
Property Taxes in Gaines County, Texas
Median Gaines County effective property tax rate: 1.99%, significantly higher than the national median of 1.02%.
Median Gaines County home value: $92,660
Median annual Gaines County tax bill: $1,796, lower than the national median property tax bill of $2,400.
How are property taxes in Gaines County calculated?
Property taxes in Gaines County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Gaines County or another part of Gaines County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Gaines County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.99%
Estimate Property Tax Bill
$1,844
$1,711
How Does the Gaines County Property Tax Calculator Work?
Use this Gaines County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gaines County's median effective tax rate of 1.99% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Gaines County's median tax rate is higher than Texas’s 1.48% median rate, while the county’s median tax bill of $1,796 is $604 lower than the state median bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Gaines County.
Property Tax Rates Across Gaines County, Texas
What Are Effective Property Tax Rates Across Gaines County?
Local government entities set tax rates, which vary widely across Gaines County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Gaines County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Gaines County's median effective rate stands at 1.99%, which is higher than the national median of 1.02%. Within Gaines County, the highest rate is found in Seagraves at 3.27%, while Loop has the lowest at 1.58%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gaines County Tax Rate
1.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Gaines County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Denver City | 0.84% | 1.24% | 1.78% | 1.80% | 1.80% |
| Loop | 0.55% | 1.33% | 1.58% | 1.64% | 1.64% |
| Seagraves | 1.95% | 3.20% | 3.27% | 3.27% | 3.27% |
| Seminole | 1.30% | 1.77% | 1.95% | 2.30% | 2.30% |
| Lamesa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Gaines County, Texas
When examining property taxes in Gaines County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gaines County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gaines County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gaines County.
For example, the median tax bill in Gaines County is $1,796, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, from $1,274 in Denver City to $1,966 in Seminole. Seminole also has the highest median home price at $105,455, while the county median home price is $92,660.
Median Gaines County Market Value
$92,660
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Gaines County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Denver City | $15,576 | $36,595 | $83,775 | $157,842 | $282,333 |
| Loop | $5,878 | $36,400 | $97,720 | $172,400 | $334,258 |
| Seagraves | $8,500 | $26,850 | $56,160 | $104,620 | $167,552 |
| Seminole | $21,250 | $47,615 | $105,455 | $198,298 | $317,516 |
| Lamesa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Gaines County, Texas
Property tax bills in Gaines County are based on the assessed value of a home and the local tax rates set by taxing authorities. The bill is calculated by applying those rates to the property’s taxable value, so homes with higher market values generally face larger tax bills. Factors such as exemptions, local school district taxes, county services, and other levies can all affect the final amount a homeowner owes.
In Gaines County, the median home price is $92,660, which helps explain why property tax bills can vary widely from one homeowner to another. The 25th percentile tax bill is $787, while the 75th percentile is $3,588 and the 90th percentile reaches $5,788. That range shows how much taxes can differ based on location, property characteristics, and the taxing jurisdictions involved.
Median tax bills also vary by city, from $1,274 in Denver City to $1,966 in Seminole. For homeowners, that means a property tax bill is not just tied to home value, but also to how local assessments and tax rates combine each year.
Median Gaines County Tax Bill
$1,796
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Gaines County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Denver City | $242 | $514 | $1,274 | $2,250 | $3,884 |
| Loop | $97 | $442 | $1,485 | $2,264 | $3,323 |
| Seagraves | $243 | $742 | $1,590 | $3,046 | $4,921 |
| Seminole | $373 | $830 | $1,966 | $3,929 | $5,984 |
| Lamesa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Gaines Appraisal District | |
| Website | esearch.gainescad.org |