Gillespie County, Texas Property Taxes

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Property Taxes in Gillespie County, Texas

Median Gillespie County effective property tax rate: 0.83%, significantly lower than the national median of 1.02%.
Median Gillespie County home value: $385,550
Median annual Gillespie County tax bill: $2,286, lower than the national median property tax bill of $2,400.

How are property taxes in Gillespie County calculated?

Property taxes in Gillespie County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Gillespie County or another part of Gillespie County, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Gillespie County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.83%

Estimate Property Tax Bill

$3,200

$2,970

How Does the Gillespie County Property Tax Calculator Work?

Use this Gillespie County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gillespie County's median effective tax rate of 0.83% to generate your estimate.

Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.

Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Gillespie County's median tax bill is $2,286, compared with the national median property tax bill of $2,400 and the Texas median tax rate of 1.48%.

For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Gillespie County.

Property Tax Rates Across Gillespie County, Texas

What Are Effective Property Tax Rates Across Gillespie County?

Local government entities set tax rates, which vary widely across Gillespie County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Gillespie County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.

Gillespie County's median effective rate stands at 0.83%, which is lower than the national median of 1.02%. Within Gillespie County, the highest rate is found in Willow City at 1.03%, while Mountain Home has the lowest at 0.42%.

These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Gillespie County, Texas

Source: Ownwell

0.42%

0.73%

1.03%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gillespie County Tax Rate

0.83%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gillespie County, Texas

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Doss	0.13%	0.25%	0.65%	0.95%	0.95%
Fredericksburg	0.19%	0.43%	0.85%	1.06%	1.23%
Harper	0.15%	0.29%	0.68%	0.95%	0.95%
Kerrville	0.15%	0.33%	0.59%	0.88%	0.95%
Mountain Home	0.13%	0.21%	0.42%	0.95%	0.95%
Stonewall	0.19%	0.42%	0.77%	1.06%	1.37%
Willow City	0.18%	0.47%	1.03%	1.06%	1.06%
Ingram	N/A	N/A	N/A	N/A	N/A
Johnson City	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Gillespie County, Texas

When examining property taxes in Gillespie County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gillespie County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Gillespie County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gillespie County.

For example, the median tax bill in Gillespie County is $2,286, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, from $840 in Mountain Home to $2,597 in Fredericksburg, while Kerrville has the highest median home price at $491,790.

Property Tax Assessment Values Across Gillespie County, Texas

Source: Ownwell

$213,710

$352,750

$491,790

Median Gillespie County Market Value

$385,550

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gillespie County, Texas

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Doss	$89,771	$141,315	$287,435	$515,988	$782,057
Fredericksburg	$67,836	$210,238	$409,560	$605,200	$964,975
Harper	$51,508	$117,360	$213,710	$328,030	$492,624
Kerrville	$123,084	$308,620	$491,790	$677,740	$903,218
Mountain Home	$66,476	$131,050	$216,860	$303,320	$510,088
Stonewall	$56,106	$129,980	$226,090	$401,760	$658,540
Willow City	$32,405	$105,490	$246,170	$540,925	$1,036,630
Ingram	N/A	N/A	N/A	N/A	N/A
Johnson City	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Gillespie County, Texas

Property tax bills in Gillespie County are based on the assessed value of a home and the local tax rates set by taxing jurisdictions. The county’s median home price is $385,550, and homeowners can see very different bills depending on where they live and how their property is valued.

The tax bill is determined by multiplying the assessed value by the applicable tax rate, so homes with higher assessed values generally face larger bills. In Gillespie County, the 25th percentile tax bill is $815, while the 75th percentile tax bill is $4,636 and the 90th percentile tax bill is $7,101. That range shows how much bills can vary across homeowners. The highest median tax bill is $2,597 in Fredericksburg, compared with $840 in Mountain Home. For many homeowners, a higher assessed value can mean a bigger annual expense, making property taxes an important part of overall housing costs.

Property Tax Bills Across Gillespie County, Texas

Source: Ownwell

$840

$1,719

$2,597

Median Gillespie County Tax Bill

$2,286

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Gillespie County, Texas

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Doss	$209	$460	$1,182	$2,860	$4,689
Fredericksburg	$314	$911	$2,597	$4,917	$7,531
Harper	$189	$420	$1,104	$1,975	$3,136
Kerrville	$511	$1,130	$2,403	$4,007	$5,950
Mountain Home	$123	$374	$840	$1,447	$2,256
Stonewall	$249	$518	$1,386	$3,037	$4,813
Willow City	$203	$568	$1,625	$3,315	$7,663
Ingram	N/A	N/A	N/A	N/A	N/A
Johnson City	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	June 1
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Gillespie Appraisal District
Website	esearch.gillespiecad.org

Frequently Asked Property Tax Questions in Gillespie County, Texas

How are property taxes calculated in Gillespie County, Texas?

Property taxes in Gillespie County, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Gillespie County, Texas?

To appeal your property taxes in Gillespie County, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Gillespie County, Texas?

Common property tax exemptions in Gillespie County, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Gillespie County, Texas?

Property tax deadlines in Gillespie County, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Gillespie County, Texas?

Ownwell provides professional property tax appeal services in Gillespie County, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.

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